About Ralph

Have you ever felt like your faith is strong… but your finances are a mess? You're not alone—and you're exactly who this podcast is for. I’m Ralph Estep Jr., a licensed accountant, business coach, and fellow believer. For ove...

Joined again by his good friend Craig, Ralph dives into practical money-saving strategies that go beyond surface-level tips. From rethinking the urge to always buy new, to confronting debt, to starting your first emergency fu...

In this opening episode of a brand-new series, Ralph tackles a topic that weighs heavy on so many hearts: financial anxiety and the silent battles we fight behind closed doors. Whether you're lying awake at night worrying abo...

If you’ve ever stared at your bank account wondering where your paycheck disappeared to, this episode is for you. Ralph gets real about the confusion and fear that can come from trying to manage money without a clear view of ...