Are You Too Broke for Christmas or Too Blessed to Notice?

Are You Too Broke for Christmas or Too Blessed to Notice?

The holiday season is upon us, and with it comes the inevitable financial stress that makes many of us pause and ponder—are we too broke to celebrate, or simply overlooking the blessings we already possess? 

**The Struggle of Financial Pressure** 

Let’s face it: money worries during the holidays are a common theme. Did you know that 61% of Americans dread this time of year due to financial burdens? In fact, 76% express emotional distress directly linked to money matters. It’s a paradox that during the season meant for joy, financial anxiety dominates the lives of many. 

**Listener Question: A Common Dilemma** 

Recently, a listener reached out with a poignant question: Ralph, how do I keep my faith up when finances are low? The truth is, your bank account doesn’t define your peace—your belief does. It's essential to maintain faith amidst financial struggles. 

**A Personal Account of Faith and Finances** 

Allow me to share a personal story. My wife and I faced a challenging Christmas with limited finances. We moved into a new home and found ourselves in a tough spot. Desperate to provide for our children, we made the regretful decision to write a check we knew would bounce—something I am not proud of, but it taught us invaluable lessons about faith and trust. 

**Building Faith During Financial Struggles** 

When financial resources are low, how can we nurture our faith? Here are some steps to consider: 

1. **Trust in God**: Remember, God understands our needs better than we do and is not limited by our income. Trust in divine provision.

2. **Identity Check**: Our worth isn’t tied to possessions. Instead, it’s found in our purpose. Reflect on this during times of financial hardship.

3. **Gratitude**: Cultivate a mindset of gratitude. Recognize the abundance you already possess. This shift in perspective can turn a sense of lack into one of 'more than enough.'

**Integrating Faith and Finances** 

Many ask how faith ties into finances. It’s simple: all we have comes from God. Acknowledging this unlocks divine blessings and removes the burden of financial secrecy. Faith must triumph over fear. 

**Scriptural Insights** 

Consider these Bible verses for encouragement: 

- **Matthew 6:33**: "Seek first his kingdom and his righteousness, and all these things will be given to you as well." 

- **Philippians 4:19**: "And my God will meet all your needs according to the riches of his glory in Christ Jesus." 

**A Prayer for Provision** 

Let us pray: Lord, help us trust more in your provisions than our financial situations. Guide us to see your abundance in our purpose, not in material wealth. Amen. 

**Action Step** 

Here’s a simple yet profound action: jot down three ways God has provided for you this year. When feeling financially strained, reflect on this list to recognize the blessings already bestowed upon us. 

**A Gift for You** 

As a token of encouragement, download my free book, "How to Become a Financially Confident Christian", at financiallyconfidentchristian.com/becoming. 

**Conclusion** 

Let this holiday season be a testament to faith over finance. Remember, God’s presence is your greatest security, and gratitude is the path to peace. Embrace being a financially confident Christian. 

Stay financially savvy. God bless, and until next time!