Does your phone feel glued to your hand? Do you find yourself constantly scrolling, clicking, and browsing online? Beyond draining your attention, all that screen time might be silently draining your bank account. Let’s explore how you can rec…
How Secure Is Your Phone? 9 Shocking Risks You Might Be Ignoring In today's world, our phones are practically an extension of ourselves. We use them for everything from banking and shopping to staying connected with loved ones and accessing vital i…
Locked Out of E-filing? The Secret PIN That Changes Everything! Have you ever been ready to e-file your taxes, only to be stopped in your tracks by a missing PIN? It can be frustrating, especially when you're trying to get your taxes done on time a…
Is ID.me the Future of Digital Identity, or a Privacy Nightmare? ID.me is rapidly becoming a household name, offering a convenient way to verify your identity online for everything from government services to retail discounts. But with convenience …
16 Ways Tech Can Make Life Easier for Older People Welcome back to the Daily Christian Finance Podcast! Did you know that smartphone adoption is now over 60% for people over 70 years old¹? It's clear that technology is changing the way we live…
What Are the Top 7 Reasons Why I Should Not Open a CD? For many savers, a Certificate of Deposit (CD) seems like an ideal solution for safety and guaranteed returns. However, it’s essential to consider whether this option aligns with your fin…
How Can I Negotiate the Best Deal When Buying a Used Car? Buying a used car can be intimidating, especially when you’re unsure how to negotiate effectively. In this blog post, we’ll explore actionable steps to help you secure the best d…
What Are 7 Warning Signs That My Computer Has Been Hacked? In today’s digital age, protecting your computer from cyber threats is more crucial than ever. With ransomware attacks and data breaches becoming more prevalent, knowing the early war…
How do I freeze my credit file and why should I consider doing it? In today’s digital world, identity theft and financial fraud are more common than ever. Protecting your financial security starts with taking proactive measures, and freezing …
What Are the Best Apps to Use to Help My Kids with Their Finances? As parents, teaching kids financial responsibility is a priority—but where do we start? In today’s digital world, apps like Greenlight, GoHenry, and Current provide exce…
Top Financial Apps to Boost Your Budgeting and Savings in 2024 Feeling overwhelmed managing your finances? Imagine turning financial chaos into clarity with the help of technology. In this blog, based on Episode 331 of The Ask Ralph Show, Ralph Est…
I’ve been scammed online – what are 5 things I should do immediately? Are you equipped to handle the financial and emotional toll of online scams? In this episode of the Ask Ralph Podcast, Ralph Estep Jr. delves into strategic steps to …
How can I avoid losing my retirement benefits to an online scammer? Feeling anxious about protecting your retirement savings from online scams? You're not alone. In Episode 317 of The Ask Ralph Podcast, Ralph Estep Jr. uncovers effective strategies …
Are Cash Apps Safe for Your Business? Do you need help with using cash apps for business transactions? In Episode 310 of the Ask Ralph Podcast, Ralph Estep Jr. discusses why relying on cash apps may be risky for business owners. With stories of sca…
Surveillance Pricing: How Is It Impacting Your Wallet and What Can You Do About It? Have you noticed prices changing every time you visit an online store? It’s not your imagination—this is a surveillance pricing strategy and could cost …
What Are Some of the Best Online Deals Banks Offer for Opening a New Account? Are you tired of your current bank offering lackluster interest rates and minimal perks? It might be time to make banks and credit unions provide a switch and explore the…
How Can You Maximize Your Savings and Budgeting Success? Are you struggling to stick to your budget? You're not alone if you find yourself overspending and feeling like your financial goals are out of reach. In the latest episode of The Ask Ralph P…
What Are the Top 7 Debt Collection Scams to Avoid? Dealing with debt collectors can be stressful enough, but when scammers enter the picture, the situation becomes even more dangerous. In this episode of The Ask Ralph Podcast, Ralph Estep Jr. outli…
Why Should You Still Write Checks? 9 Reasons to Consider In an age dominated by digital payments, you might wonder if there’s still a place for writing checks. In Episode 261 of the Ask Ralph Show, Ralph Estep Jr. dives into why checks contin…
How do I avoid being the victim of a squishing scam? Encountering a QR code that seems suspicious is a valid concern in today's digital age. QR codes can potentially lead to malicious websites or download harmful software onto your device. Join Ral…
Do I need a VPN and why is it so useful? In today's digital landscape, understanding how a VPN works is essential for maintaining privacy and security online. Join Ralph Estep Jr. on the Ask Ralph Show as he talks about the importance of Virtual Pr…
Have I Become A Virtual Hermit? It's easy to fall into the trap of using technology as an escape, rather than a tool for genuine connection. Spending hours on social media can often leave us feeling more isolated and disconnected from real-world re…
What Is The Future Of Artificial Intelligence And How Does It Impact My Christian Faith? Artificial intelligence brings both opportunities and challenges for Christians. As a tool, AI can be used for good, enhancing our ability to serve others and s…
Should I Take a Digital Sabbath and How I Do It? As a devoted Christian, balancing your digital life with your faith can be challenging. It's about finding ways to manage your technology use efficiently while ensuring your actions align with your s…