Back-to-school season is here, and trust me, those supply lists can be a mile long! We’re diving into the nitty-gritty of shopping smart, so you don’t end up spending your whole paycheck on stuff that’s just “nice to have.” I...
Joined again by his good friend Craig, Ralph dives into practical money-saving strategies that go beyond surface-level tips. From rethinking the urge to always buy new, to confronting debt, to starting your first emergency fu...
Do you grab the same brand-name items every time you shop—without question? In this episode of Ask Ralph , Ralph breaks down the psychology behind brand loyalty and why it might be quietly sabotaging your budget. From pantry ...