Emergency Fund Episodes
May 17, 2025
How Can You Stop Small Emergencies From Derailing Debt Payoff?
You’re finally making progress on your debt—and then life happens. A flat tire. A broken appliance. A surprise medical bill. In this episode of Ask Ralph , Ralph shares a powerful and practical strategy to keep small emergenc...
April 16, 2025
Why Is an Emergency Fund Your Lifeline to Financial Peace?
What if one unexpected bill could knock everything off track? In this episode of Ask Ralph , Ralph Estep Jr. answers a listener’s heartfelt question: “What can I do when I feel like I’m always one emergency away from disaster...