Grace Episodes

In a culture driven by “buy now, pay later” and instant rewards, the idea of waiting can feel frustrating or even impossible. In this episode of Financially Confident Christian , Ralph unpacks why delayed gratification is mor...

In this final installment of the Joy of Living Below Your Means series, Ralph brings an encouraging word to those who may be feeling worn out, discouraged, or tempted to give up after slipping on their financial goals. He rem...