Habits Episodes
How Can One Daily Habit Keep Me Focused on What Matters Most?
Ever feel like you start off strong with your habits, only to watch them unravel the moment life gets hectic? You’re not alone. Whether it’s budgeting, meal planning, or just trying to catch your breath in the chaos, staying ...
How Do I Make These Financial Habits Actually Stick?
You’ve been budgeting, saving, and paying off debt, but staying consistent is a whole different challenge. In this episode, Ralph shares why good intentions often fade and how grace-filled routines, not perfection, are what h...
That Daily Coffee Habit?
Is your morning coffee costing you more than you realize? In this episode of Ask Ralph , we take a closer look at one of the most common daily spending habits—and why it matters for Christian stewardship. Ralph unpacks how sm...
What If One Habit Could Transform Your Finances Forever?
Is it possible that one small habit could completely shift your financial mindset? In this episode of Ask Ralph , we explore the often-overlooked, yet profoundly powerful impact of gratitude on our money. Gratitude might not ...