Habits Episodes

Is your morning coffee costing you more than you realize? In this episode of Ask Ralph , we take a closer look at one of the most common daily spending habits—and why it matters for Christian stewardship. Ralph unpacks how sm...

Is it possible that one small habit could completely shift your financial mindset? In this episode of Ask Ralph , we explore the often-overlooked, yet profoundly powerful impact of gratitude on our money. Gratitude might not ...