Impulse Spending Episodes
Why Do Ads Make Me Feel Like I Need More Stuff?
Today we’re diving into the wild world of advertising and how it messes with our heads, making us feel like we need more stuff. Why Do Ads Make Me Feel Like I Need More Stuff? Seriously, how many times has your phone buzzed t...
How Can I Find Any Extra Money When My Budget is So Tight?
Ever feel like your budget is tighter than your favorite pair of jeans after Thanksgiving? How Can I Find Any Extra Money When My Budget is So Tight? Well, I get it, and you’re not alone! Today, we’re diving into how to find ...
Why Do I Keep Making Impulse Buys I Regret?
Impulse spending is a real budget buster, and we’ve all been there, right? You see something, you want it, and before you know it, it’s in your cart—whoops! But here’s the kicker: it doesn’t have to be this way. Today, we’re ...
Why Does My Money Disappear So Fast Every Month?
Ever feel like your paycheck just vanishes into thin air? Yeah, we’ve all been there, right? Today, we're diving deep into Why Does My Money Disappear So Fast Every Month? We're breaking down the mystery of financial confusio...
How Can I Overcome the "FOMO" Spending Trap This Summer?
Feeling that pressure to spend just to keep up with all those fancy vacation pics and summer parties? Yeah, we’ve all been there, and it's time to tackle that FOMO spending head-on! In this episode, I'm diving deep into how t...
How Do I Actively Combat “Creep” So It Doesn’t Steal My Progress?
Lifestyle creep is sneaky, and it might be robbing you of the financial freedom you’ve worked so hard to achieve. We’re diving into how those little expenses can stack up and steal your hard-earned progress. Trust me, it’s li...
How Can I Make Every Spending Decision a Conscious Choice?
Ever feel like your bank account is leaking money, even when you haven’t made a big purchase? In this episode of Financially Confident Christian , Ralph unpacks how those small, unplanned expenses add up and steal your peace ...
How Do I Know What "Enough" Really Is For My Life?
In this episode of Financially Confident Christian , Ralph helps listeners tackle the exhausting cycle of chasing “more” and never feeling satisfied. He explores how defining what truly matters can free you from constantly mo...
How Do I Live in Financial Peace and Keep Stress from Coming Back?
You’ve built a budget, you’re tracking your numbers, but some categories still leave you feeling out of control. In this episode, Ralph explores why setting personal spending rules might be the missing piece in your plan. Rat...
How Can You Stop Small Emergencies From Derailing Debt Payoff?
You’re finally making progress on your debt—and then life happens. A flat tire. A broken appliance. A surprise medical bill. In this episode of Ask Ralph , Ralph shares a powerful and practical strategy to keep small emergenc...
LIVE SHOW REPLAY - Are Your Spending Habits Aligned With Your Values …
Do your money habits reflect what matters most? In this episode of Ask Ralph , Ralph and Craig revisit key takeaways from recent episodes on budgeting, meal planning, impulse spending, and more, all rooted in the challenge to...
Want to Stop Impulse Buys? Try This Rule!
Ever bought something on a whim—only to regret it later? You’re not alone. In this episode of Ask Ralph , Ralph breaks down the psychology behind impulse spending and introduces a faith-filled, practical tool to help you paus...
How Can I Kick Impulse Buying to the Curb and Save Money?
Are impulse purchases derailing your financial goals? In this episode of Ask Ralph , Ralph Estep Jr. addresses one of the biggest traps keeping people stuck in the paycheck-to-paycheck cycle: impulse spending. Ralph unpacks w...