Income Episodes
Is More Money Just Leading to More Spending (Lifestyle Creep)?
It’s easy to assume that earning more will solve your financial stress—but what if the real problem isn’t income, but habits? In this episode of Financially Confident Christian , Ralph explores the subtle trap of lifestyle cr...
How Do I Manage Money When My Income Isn't Predictable?
If your paycheck changes from week to week—or even disappears for a stretch—you know how hard it can be to plan ahead with confidence. In this episode of Financially Confident Christian , Ralph addresses the real challenges o...
Is My Income the Real Reason I'm Stressed About Money?
You’ve been making smart decisions—cutting expenses, tracking your spending, even building up your savings—but something still doesn’t feel right. If you’ve ever looked at your budget and thought, “Maybe I just don’t make eno...
What are 12 sources of non-taxable income?
Are you tired of watching your hard-earned money vanish into taxes? Discover how you can retain more of your income legally by exploring 12 sources of non-taxable income that the IRS can't touch. Ralph Estep Jr. dives into th...