If you’ve taken the bold step of tracking your spending—whether for a day or a full week—this episode is your next move. Ralph walks you through what to actually do with those numbers that are now staring back at you. From co...
Ever feel that knot in your stomach when you swipe your card or check your bank balance? You’re not alone. In this episode of Financially Confident Christian , Ralph gets real about why tracking your spending doesn’t have to ...
If you’ve ever stared at your bank account wondering where your paycheck disappeared to, this episode is for you. Ralph gets real about the confusion and fear that can come from trying to manage money without a clear view of ...
Are you tracking your spending but still feeling overwhelmed? In this episode of Ask Ralph , we take the next step in building financial clarity. Ralph walks through how to analyze your tracked expenses—not just to collect da...
Ever feel like your money disappears the moment it hits your bank account? In this episode of Ask Ralph , Ralph addresses the pain point so many face: that frustrating mystery of vanishing dollars. Whether it’s impulse buys, ...