Tuesday Technology Talk Episodes
How secure is your phone? 9 Shocking Risks you might be ignoring.
Ever felt that gut-wrenching moment when your phone goes missing? Well, today, we're diving into the wild world of phone security and the sneaky risks hiding in plain sight. Travis hit us up with his phone-losing horror story...
How much money could you save by managing your credit like a Pro?
Feeling frustrated by high interest rates or the embarrassment of being denied credit? You're not alone, and today we’re diving into the world of credit monitoring services, exploring how managing your credit like a pro can s...
What is a tax refund loan and why are they such a terrible idea?
Are you considering a tax refund loan because of urgent financial needs? Before you take that leap, it's crucial to understand why these loans can be a costly mistake. Host Ralph Estep Jr. dives deep into the predatory nature...
What are 16 ways that tech can make life easier for older people?
Are you feeling the weight of caring for aging parents who are determined to maintain their independence? This episode tackles the pressing issue of how technology can empower seniors to stay safe, connected, and independent....
What are 7 warning signs that my computer has been hacked?
Catherine, a small business owner, faced a devastating cyberattack that locked her out of her entire life's work, demanding a ransom in Bitcoin. This harrowing experience serves as a crucial reminder of the increasing threats...
How do I freeze my credit file and why should I consider doing it?
Freezing your credit file might be one of the smartest financial moves you can make to protect yourself from identity theft. Ralph Estep Jr. addresses the alarming rise of unauthorized credit applications and the emotional to...
What are the best apps to use to help my kids with their finances?
Are your kids constantly asking for the latest gadgets and expensive sneakers? Today, Ralph Estep Jr. shares innovative ways to turn those spending demands into valuable financial lessons. By leveraging technology and specifi...
What are the best apps to use to build a financial fitness routine?
Are you feeling overwhelmed by your finances? You're not alone, as many people struggle with budgeting and tracking their spending, leading to tension in relationships. Today, Ralph explores how technology can transform your ...
I’ve been scammed online – what are 5 things I should do immediately?
Have you ever fallen victim to an online scam, leaving you feeling helpless and ashamed? Today, Ralph Estep Jr. shares vital steps you can take in the first 24 hours after being scammed to regain control and begin the recover...
How can I avoid losing my retirement benefits to an online scammer?
Are you worried about losing your retirement savings to online scammers? Ralph Estep Jr. tackles this critical concern by sharing personal stories and practical advice for protecting your financial future. He emphasizes the i...
What are the best cash apps and what are best practices for using the…
Sending money through cash apps can be nerve-wracking, especially with the risk of scams that can lead to significant financial losses. Ralph shares a cautionary tale about a client who lost $5,000 to a cash app scam, highlig...
What is meant by surveillance pricing and does it cost us more?
Surveillance pricing is a creeping reality in today's digital economy, impacting how much you pay for everyday products. As Ralph explores the unsettling practice of dynamic, personalized pricing, he reveals how companies use...
What are some of the best online deals banks offer for opening a new …
Are you feeling undervalued by your current bank? This episode dives into the world of online banking, highlighting the incredible perks and bonuses that could significantly boost your financial situation. Ralph Estep Jr. sha...
What are 7 ways my bank can help me stick to my budget?
Are you struggling to keep your spending in check and feeling overwhelmed by your finances? You're not alone. Today, Ralph shares seven powerful ways your bank can help you stick to your budget and regain control of your fina...
What do I do when I lose my wallet to protect from identity theft?
Losing a wallet can lead to more than just a temporary inconvenience; it can be the gateway to a full-blown identity theft nightmare. In this episode, Ralph delves into practical steps you can take to safeguard your identity ...
What are the top 7 debt collections scams to avoid?
Are you receiving calls from debt collectors and wondering if they’re legitimate? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr., where he exposes the top 7 debt collection scams and provides practical adv...
What are 9 reasons I should still write checks?
Feeling unsure about the relevance of writing checks in a digital world? Wondering if they’re still a valuable tool for managing finances? Tune in to Episode 261 of the Ask Ralph Show with Ralph Estep Jr. as he uncovers why w...
How do I avoid being the victim of a squishing scam?
Have you ever received a QR code that seemed a little fishy? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about squishing scams. How do I avoid being the victim of a squishing scam? With Ralp...
Do I need a VPN and why is it so useful?
Have you ever thought about how a VPN operates and why it's so important in today's online world? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about Virtual Private Networks. Do I need a VPN ...
Have I become a virtual hermit?
Are you using technology to build real connections, or is it becoming a way to avoid genuine human interaction? Have you ever spent hours scrolling through social media, only to feel even more disconnected? Or noticed that yo...
What is the future of artificial intelligence and how does it impact …
Is artificial intelligence a helpful tool or a danger to our faith? What does this mean for us as Christians? How can we use AI responsibly while remaining faithful to our beliefs? Tune in to this episode of the Ask Ralph Sho...
Should I take a digital sabbath and how do I do it?
Ever feel like your smartphone is ruling your life? What if there's a biblically-inspired way to break free from the digital chaos? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about the powe...
How do I set healthy boundaries with social media from a Godly Perspe…
Are you struggling to balance your social media use with your responsibilities and faith? Feeling overwhelmed by the digital distractions and looking for guidance from a Christian perspective? Tune in to this episode of the A...
How can I protect myself from identity theft online?
Are you concerned about the safety of your personal information online? Do you want to learn how to protect your digital identity while honoring your faith? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr...