How Does Trusting God Anchor My Finances Beyond Earthly Treasures?
You’re doing everything right—budgeting, saving, staying out of debt—but life still throws curveballs. In this episode of Financially Confident Christian, Ralph dives into what really anchors us when our financial plans are shaken. Drawing from scripture and personal reflection, he unpacks why true peace doesn’t come from control or a padded emergency fund but from placing your full trust in God. This is the deeper foundation behind trusting God with your finances.
Check out the full podcast episode here
You’ll learn a simple yet powerful exercise: name your biggest financial fear, surrender it to God in prayer, and ground yourself in a promise from His Word. Ralph shares practical Bible verses, prayers, and mindset shifts to help you break the cycle of anxiety and lean into lasting peace. Whether you’re facing job loss, debt, or uncertainty, this episode will help you shift from fear to faith.
Chapters:
- 00:19 - Finding Unshakable Peace
- 02:23 - Finding Security in God: The True Anchor for Finances
- 05:42 - Cultivating Trust in God Financially
- 07:31 - Surrendering Financial Fears
- 09:47 - Trusting God Over Fear and Anxiety
- 11:40 - Transitioning to Practical Financial Advice
Takeaways:
- Finding financial peace means trusting in God rather than money or control.
- Life can throw curveballs at us, but Jesus is our unshakable anchor in any storm.
- Surrender your financial fears to God through prayer and find peace in His provision.
- True peace isn't tied to your wealth, it's found in surrendering to God daily.
Links referenced in this episode:
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00:00 - Untitled
01:47 - Untitled
02:06 - Finding Unshakable Peace
04:10 - Finding Security in God: The True Anchor for Finances
07:29 - Cultivating Trust in God Financially
09:18 - Surrendering Financial Fears
11:34 - Trusting God Over Fear and Anxiety
13:27 - Transitioning to Practical Financial Advice
Ralph:
You're doing all the right things with your money.
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You're doing that budgeting, you're saving, you're making great plans.
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But what happens when life throws an unexpected curve ball your way
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and that familiar financial anxiety tries to creep right back in?
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What's your ultimate anchor when circumstances feel shaky?
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Stick with me today 'cause I'm gonna share with you today how to find that
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unshakeable peace in Jesus himself.
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Hello and welcome back to your Daily Financially Confident Christian.
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I'm Ralph, and as always, I'm honored to be a part of your day.
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It's great to be with you again.
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We continue our journey today answering that very, very difficult question.
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How can I become a financially confident Christian?
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We're continuing in our series Beyond the Budget, finding Financial
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Freedom through Intentional Living.
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We covered contentment.
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We've talked about gratitude, and yesterday we talked
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about value aligned spending.
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And I hope you're really staying up with this series.
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And if you missed any of them, I'll encourage you to go back and listen.
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today we're gonna cover how does trusting God anchor my finances
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beyond earthly treasures?
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We're really gonna reach beyond what is here in the present and
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all the stuff that surround us.
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' cause as I said at the beginning, maybe you've done all the right things.
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You're saying to me, Ralph, I I do, I do all the things you say.
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I budget Ralph, I do the things you talked about Ralph.
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I save, I have that emergency savings fund.
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I, I paid off my debts and now I'm avoiding debt.
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I'm doing all those things gr but, but then, but then I have a job loss.
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My spouse has a job loss or, or maybe we have an emergency.
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Just something we weren't expecting where you have some unexpected bills
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we just weren't planning for, and then suddenly when that happens, that
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fear that you work so hard to break.
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It just swims right back and it just fills you.
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Again, that fear just returns, and even with all the planning you're
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doing, doing all the right things, that fear just feels overwhelming.
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And I think I know the problem today, and I want you to hear
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me loud and clear on this.
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The problem for most people is security is rooted in money.
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Or it's rooted in control and it's not rooted in God.
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And when things aren't rooted in God, let me just tell you something right
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now, that peace that you think you're working towards, if it's not rooted
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in God, it makes that peace, fragile.
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One little thing, the job loss, the unexpected bill, that family
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emergency, it makes it fragile.
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It makes a conditional, and the worst part.
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It makes it fleeting.
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It just goes away when there's an issue.
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And here's the thing I need you to hear today.
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Stewardship is essential.
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All the things I talk about on the show every day are essential components
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to living that, that financial piece we talk about, But none of those
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things, none of them is the anchor.
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The only true anchor, the anchor that will be there in the storm is God.
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God is that anchor.
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Well, let's get to God's word.
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Let's look at Matthew chapter six, verse 21.
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' cause this sums it up better than I could ever say it
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for where your treasure is there, your heart will be also.
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They're your heart.
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Also where your treasure is.
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And see, here's the problem.
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If your heart treasures money, if it treasures stuff, if treasures that
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car, that house, that vacation home, those trips, all the stuff you see on
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social media, if your heart treasures those things, you're always gonna
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be vulnerable to that emergency, to that unexpected, to that job loss,
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to that crisis you weren't expecting.
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On the other hand,
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if it treasures Christ, then today, my friend, you've got an anchor that
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will be there through the thick and the thin, the good, the bad, and the ugly.
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Let's look again at the Bible.
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let's look at the book of Philippians, chapter four, verses six and seven says
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this very eloquent, peace of scripture.
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Do not be anxious.
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Hey, we could stop right there.
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Do not be anxious.
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Okay, Ralph, you heard what?
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But it goes deeper than that.
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Do not be anxious with Thanksgiving.
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Present your request to God and the peace of God.
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Peace, P-E-A-C-E.
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That peace will guard your hearts and your minds.
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What do we take from that?
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See, here's the thing I take from it.
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Peace isn't tied to your bank balance.
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It's not tied to how big your home is or how nice your car is, or
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how much is in your 401k, or how much you do for It doesn't matter.
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Stuff doesn't matter.
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Peace comes from surrender, surrendering it to God,
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surrendering it to Christ himself.
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It comes from faith, and it comes from God's presence in your life.
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Trust in him.
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Changes how we view our finances, even in times of very, very difficult uncertainty.
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Hey, if you're watching the news right now, we are living
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in times of uncertainty.
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But let me just tell you right now, friend, if you've got an anchor in Christ,
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I don't care what goes on around you.
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So now you're thinking, wow, okay, what can we do?
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How do we cultivate deep trust in God financially?
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No one's ever talked to me about that.
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You made your case.
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How do I do that?
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How do I cultivate that deep trust in God financially?
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Well, here's how you do it.
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Place your trust in God's provision and seek his peace daily.
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It's a daily decision.
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Anchor yourself spiritually, not circumstantially.
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Hey, a lot of people are good Christians.
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When things are going great, oh God, hey, everything is going great.
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I love you, Lord.
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You're doing so much for me.
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That's not spiritual anchoring, that's just circumstantiality.
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And then when somethings happens, you, God, how could you do this to me?
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So here's your action step for today, and this one's gonna take a little
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courage, but I'm confident you can do it.
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I want you to identify one core financial fear that you have.
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Be specific about it.
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Maybe it's a job loss debt, retirement inflation, and I
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want you to write it down.
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I'm gonna give you a few examples, but Write down what your one
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core fear, financial fear is.
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Maybe it's, I'm afraid I'll lose my job and won't be able to pay the mortgage.
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Hey, I get it.
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That's a fear.
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Or I'm overwhelmed by credit card debt and fear I'll never get out.
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Hey, a lot of times I talk to my clients that are in their forties and
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fifties, and the big fear they have is I worry I won't have enough save for
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retirement, Ralph, that just worries me.
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Keeps me up at night.
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Here's one that's really timely.
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Inflation is making everything more expensive, Ralph, and I'm
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scared I won't be able to keep up.
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Or maybe this one.
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Listen, we've all been here.
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I'm afraid a medical emergency will ruin us financially.
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So start right there.
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Be specific.
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Write down one core financial fear that you have deep down in your heart.
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And then the second thing I want you to do is just surrender it.
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Just give it to God in prayer.
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Find a quiet space and tell God that fear.
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Just create a quiet moment and say something like, father, I'm
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worried about losing my job.
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Not being able to provide for my family, and I just surrendered that fear to
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you because I know you see me, you know my needs and you are my provider.
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Lord, help me trust you today and walk in faith, not fear or how about this one?
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God, this debt feels like it's crushing me and I just don't see any way out.
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But I believe you make a way where there is no way, Lord and I surrender that fear
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and ask you to guide me in my next step.
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And just trust him with it.
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So find that fear, surrender to God.
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And then I just want you to do one more thing.
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I want you to just meditate on a promise.
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I'm gonna give you a couple Bible verses.
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I want you to just choose one of these verses and apply it to that fear.
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We'll start with Matthew 6 21, for where your treasure is
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there, your heart will be also.
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So ask yourself, am I trusting in money more than God?
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Hey, that's not an easy question to ask yourself.
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It's a difficult question to answer if it is realign your heart with him.
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Or how about Philippians chapter four, verses six and seven?
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We talked about this earlier.
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Do not be anxious about anything.
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The peace of God will guard your hearts and your minds.
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Write this on a sticky odor.
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Make it your phone wallpaper, and then as you start to feel those fears, just
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repeat it when that fear creeps in.
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Or how about this one?
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I think this is one of the best pieces of scripture.
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Matthew Chapter 6 25 to 34.
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I'm just gonna summarize it.
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Do not worry about your life.
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Your heavenly Father knows you need them.
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He knows you need those things.
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So each time a financial fear arises, read that passage and say, God knows my needs.
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The anchor knows my needs, and he provides for me.
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Write it down.
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Repeat it throughout the day when worry returns.
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'cause this helps by replacing that fear with your faith.
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You can look at it, you can see it, you can read it again and
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again, and it anchors you in truth, not the world, not fear.
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And it trains your heart to trust God first.
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Trust God first.
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Because today's exercise, today's action stuff, it's practical
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and it's deeply spiritual.
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How about we pray together?
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Father God, we just thank you for being our provider and Lord, being our anchor in
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the storm and the anchor when we need you.
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And Lord, we have to confess that our tendency to trust in money and fear
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and loss, we tend to trust in that.
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And Lord, we just ask you to help us to treasure you above all else.
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You know our anxieties, Lord, so soothe our anxieties with your presence.
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Guard our hearts with peace beyond understanding.
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And Lord, we just ask that you would strengthen our trust
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every single day of our lives.
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And we ask this with confidence.
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In Jesus' name.
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this, real peace isn't in your bank.
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It's in your God.
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So surrender a fear today.
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Anchor it in him because you're moving towards lasting freedom.
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And I just wanna encourage you today to share this show with somebody.
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I feel really compelled today that we can take this and we can just
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send this out to everybody who needs to know who the true anchor is.
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Just send somebody a text and say, Hey, go to financially confident christian.com
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or send them a link to the show.
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Maybe you are watching this on YouTube or on Rumble, or you're listening
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to it on your favorite podcast app.
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Just share that with them because the world needs to hear about the true anchor.
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It will solve the world's problems, and you have the capacity right
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now to share this with somebody who could very well change their lives.
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You win somebody else to the gospel.
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I also wanna give you a free gift today.
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I wanna give you a copy of my book.
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It's called Mastering Your Finances.
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You get a free copy by going to financially confident
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christian.com/master.
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It is a monumental short read that will have a dynamic
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impact in changing your life.
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Now, tomorrow we're gonna get really, really practical.
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We're gonna talk about why we buy what we don't need and how to break that cycle.
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So I'm gonna encourage you not to miss it.
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And let's go out there today and be those financially confident
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Christians we work so hard to become.
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You can do this.
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I truly believe in you.
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Believe in yourself.
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Stay financially savvy.
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God bless you, and you have a great day today.