Do you start the year with big financial goals or resolutions only to find your motivation fading by February? I’ve been there, crushing January and crashing by February, and I realized the problem isn’t my discipline, it’s the systems I have in place. Excitement can initiate change; however, it is…
In this episode of Financially Confident Christian, I answer a listener’s question about why money goals often fall apart. I explain how to turn vague financial dreams into clear, achievable plans using the SMART goal framework—Specific, Measurable, Achievable, Relevant, and Time-bound. Using a real-life example of saving $1,200 in a…
In this episode of Financially Confident Christian, I tackle a familiar struggle—getting blindsided by big bills. I share practical strategies to reduce financial anxiety through better planning and faith-based foresight. By breaking down annual expenses into manageable monthly amounts, I’ve found that anticipation can replace panic and small steps can…
In this episode of Financially Confident Christian, I respond to a listener’s honest question: Why do I always blow my January budget? If you’ve ever started the year with good intentions only to feel defeated by February, I’ve been there too. I share some of my own budgeting missteps and…
In this episode, I talk about a question many of us have wrestled with—does my giving really matter, especially when it feels small? I share how God looks not at the size of our gift but at the heart behind it. Through a personal story about a small financial gift…
In this episode, I open up about the nervousness I sometimes feel when checking my investments, especially when the market seems unpredictable. I talk about how understanding my investments and reviewing them regularly helps me replace fear with clarity and confidence. Instead of reacting emotionally to sudden changes, I’ve learned…
Do you ever feel like your savings just aren’t where they should be—and wonder if you’re falling behind? You’re not alone. In this episode, I respond to a listener who’s feeling anxious about their financial cushion and unsure if they’re doing enough. I share why saving money is more about…
Have you ever felt like you’re doing everything right, but your debt just isn’t disappearing fast enough? I know that frustration because I’ve been there too. In this episode, I talk about how to stay encouraged even when your progress feels slow. I’ll share why persistence and direction matter far…
Have you ever looked at your budget and thought, “Why can’t I seem to get this right?” You’re not alone. In this episode, I talk about how to debrief your budget mistakes without carrying guilt or shame. I share some of my own experiences and lessons from others who have…
Do you ever feel completely overwhelmed when you think about your finances at the end of the year? I’ve been there too, staring at a long list of things to do and wondering where to start. In this episode, I talk about how a simple year-end checklist can turn that…
Have you ever looked back at your finances and asked yourself, “Why haven’t I grown more?” In this episode, I respond to a listener who feels stuck in their financial journey and is unsure how to reflect without getting discouraged. With 63 percent of Americans saying they feel behind on…
Do you ever feel anxious trying to create the “perfect” Christmas? I know that feeling well. In this final installment of my holiday survival series, I talk about the pressure to make every moment flawless and remind myself and others that real peace does not come from perfect plans. It…
Every December, entitlement sneaks into our homes — whispering, “You deserve more.” But real peace isn’t found in presents under a tree; it’s found in the presence of Jesus. Let’s stop chasing more and start thanking God for what we already have.#FaithOverEntitlement #JesusIsTheReason #ChristmasPeace #GratitudeOverGifts #FaithBasedFinance #ChristianLiving #PurposeOverPresents #SimpleChristmas #FaithReel…
Have you ever felt frustrated when life does not give you what you think you deserve? I know that feeling well. In this episode, I take an honest look at the quiet rise of entitlement that can take root in our hearts, especially during the holidays. Drawing on an article…
Have you ever looked at your life and wondered, “Why do I still feel like I don’t have enough?” I have asked myself that same question. In this episode, I talk about a time when I struggled with feeling inadequate during the holidays, even while knowing that God had already…
There were moments in your life when you thought you were walking alone… but you were being carried. God has never left your side — not once, not ever. If you're in a heavy season right now, this reminder is for you: You are held. You are seen. You are…
Have you ever prayed and felt like heaven was completely silent? I know I have. In this episode, I open up about a time when I felt forgotten by God while waiting for a financial breakthrough. Through the poem “Footprints in the Sand” and a deeply personal story about my…
Why does December so often bring more dread than delight for so many of us? I’ve asked myself that question more than once. In last week’s episode, “Why Does Gratitude Feel So Hard Now?”, I talked about how gratitude isn’t just a feeling, it’s a daily decision that can reset…
As the holiday season winds down, I often find myself feeling more distracted than delighted. The busyness, pressure, and endless expectations can leave me drained—physically, emotionally, and spiritually. In this episode, I take a closer look at why gratitude can feel so difficult when we’re weary, and how it can…
The holiday season is often seen as a time of joy, but if I’m honest, it can also bring a lot of stress. In this episode, I take a closer look at what I call the “holiday drain,” exploring the real reasons so many of us feel overwhelmed this time…
Do you ever feel like the joy of Christmas gets buried under stress, bills, and busyness? I know I’ve been there. Every year, I tell myself that this one will be different—that I’ll slow down and focus on what truly matters—yet somehow, the season still manages to leave me drained.…
Do your holidays ever pass in a blur? I know mine used to. I’d spend weeks preparing, decorating, and trying to make everything perfect—only to realize later that I barely took the time to enjoy being with my family. Like so many parents, especially moms, I’ve felt that same exhaustion…
Have you ever caught yourself scrolling through social media and feeling like everyone else’s Christmas looks happier, brighter, or more abundant than yours? I know I have. In this episode, I build on last week’s message, “Are You Too Broke for Christmas or Too Blessed to Notice?” by confronting one…
Do you ever feel like your holiday joy depends on what’s in your bank account? In this episode, Ralph continues the conversation from last week’s “Why Do the Holidays Leave Me Feeling So Empty?” by addressing the emotional and financial pressure many people face during the Christmas season. When the…