Are you feeling anxious about the bills that January always seems to bring? I know how overwhelming it can feel when insurance renewals, heating costs, and school fees all pile up right after the holidays. In this episode of Financially Confident Christian, I share how I prepare ahead in December to calm that storm. I walk you through practical steps like listing out upcoming expenses, pre‑funding major costs, and making small adjustments to holiday spending. By taking these steps, I’ve found that clarity and confidence replace stress as the new year begins.
Do you wonder how this connects to last week’s episode? In Episode 355, “Afraid of Next Year? Let’s Break That Fear!”, I talked about how faith helps us confront uncertainty about the future. Just as fear can paralyze your plans, stress can weigh down your present, but both can be overcome with trust in God’s provision. I show how scripture reframes your perspective and how gratitude shifts your mindset from scarcity to sufficiency. If you’re ready to start the year steady, secure, and confident, I invite you to join me and our community as we walk into January with peace.
Read today's blog article:
https://www.financiallyconfidentchristian.com/blog/prepare-january-financial/
https://financiallyconfidentchristian.com/anxious-about-bills
Podcast timestamps:
00:00 Introduction: The January Financial Struggle
00:46 Welcome and Purpose of the Channel
01:05 Understanding the January Financial Hit
01:39 The Power of Preparation
02:48 Real-Life Example of Financial Planning
03:37 Four Steps to a Peaceful New Year
05:29 Spiritual Perspective on Financial Planning
06:05 Final Encouragement and Community Invitation
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The Ask Ralph Media Podcast has been honored as the Best Christian Finance Podcast in the U.S. for 2025 by Best of Best Review. This prestigious award recognizes the show’s unwavering commitment to blending biblical wisdom with practical financial guidance, empowering listeners to make wise money decisions rooted in faith. Through its concise, impactful 10–12 minute episodes, the Ask Ralph Podcast has inspired and equipped audiences nationwide, standing out among countless voices in the finance and faith space.
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