Have you ever swiped your card and felt uneasy afterward, wondering how quickly the balance will grow? I know the emotional toll that credit card debt can take, especially when high‑interest rates make progress feel impossible. In this episode of Financially Confident Christian, I share insights on breaking the cycle of debt with wisdom and faith. I explain why creating boundaries is essential to stop further accumulation and regain control. By paying more than the minimum and switching to cash or debit, I’ve found that financial peace begins to return.

In Episode 19, “Should I Ever Borrow Again? The Truth About ‘Good Debt’”, I explored how discerning whether to borrow aligns with faith and financial clarity. Building on that, this episode focuses on confronting the dangers of credit card debt head‑on. I share practical steps to protect yourself, along with Biblical wisdom that highlights the importance of recognizing financial risks early. I encourage you to take protective measures now to secure a debt‑free future. My prayer is that this episode helps you crush credit card debt before it crushes you, walking in freedom and confidence with God’s guidance.

Read today's blog article:
https://www.financiallyconfidentchristian.com/blog/crushing-credit-debt/
https://financiallyconfidentchristian.com/crush-credit-card-debt

Podcast timestamps:
00:00 Introduction: The Unease of Credit Card Debt
00:26 Welcome to Financially Confident Christian
00:57 Understanding the Weight of Credit Card Debt
02:00 The Trap of Minimum Payments
02:41 Breaking the Cycle: Stop Using the Cards
04:36 The Power of Paying More Than the Minimum
07:01 Switching to Cash or Debit for Awareness
08:48 Choosing Peace Over Pretending
09:31 Final Encouragement and Prayer Invitation

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The Ask Ralph Media Podcast has been honored as the Best Christian Finance Podcast in the U.S. for 2025 by Best of Best Review. This prestigious award recognizes the show’s unwavering commitment to blending biblical wisdom with practical financial guidance, empowering listeners to make wise money decisions rooted in faith. Through its concise, impactful 10–12 minute episodes, the Ask Ralph Podcast has inspired and equipped audiences nationwide, standing out among countless voices in the finance and faith space.
https://bestofbestreview.com/awards/ask-ralph-media-inc-best-christian-finance-podcast-in-the-u-s-of-2025