In this episode of the Ask Ralph Show, Ralph Estep Jr. tackles the financial struggles many couples face, from overwhelming debt to clashing spending habits. Sharing stories like Mark and Lisa’s journey to turn financial conflicts into strengths, Ralph offers a 7-step blueprint for harmony. He also highlights critical year-end tax strategies, such as leveraging the Section 179 deduction and SEP IRAs, while addressing viewer questions about charitable giving, managing small business profits, and choosing between LLC and S-Corp structures. Blending practical advice with biblical wisdom, this episode equips you to handle money matters with faith and clarity, helping you find financial harmony.
https://www.askralphpodcast.com/find-financial-harmony/
Podcast Timestamps:
00:00 Episode Overview
01:55 Bible Verse
02:15 Financial Conflicts in Marriage
05:52 Mark and Lisa's Transformation
06:41 Seven Strategies for Financial Harmony
10:39 Income Tax Planning
16:09 Small Business Tax Tips
18:05 Retirement Contributions: SEP IRA and Solo 401k
20:24 Forming an LLC or S-Corp: Tax Implications
24:52 Financial Planning and Accountability
28:33 Live Q&A and Contest
34:46 Final Thoughts
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