Let’s call it what it is: overspending. And if you don’t get a grip on it, it will quietly derail your entire plan. It chips away at your budget, delays your debt payoff, and ultimately keeps you from reaching your financial goals.
This isn’t about guilt—it’s about clarity. Once you recognize the pattern, you can break it. And when you do, you start moving in alignment with your values, your goals, and God’s best for your life.
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