Are you facing the personal loan dilemma, feeling torn between opportunity and the fear of past mistakes? I know how borrowing can stir up fear, pressure, and confusion about whether it aligns with your financial and spiritual well‑being. In this episode of Financially Confident Christian, I explore the complexities of debt and the emotional weight it creates. I offer practical wisdom to help you understand 'good debt' within your personal finance journey. We'll discuss effective debt management strategies and financial advice to help you make informed decisions, ensuring you approach money matters with peace and clarity, rather than feeling trapped. This approach helps you maintain a solid budget and move forward with confidence. By seeking clarity and wisdom, I’ve found that financial peace comes from decisions rooted in faith rather than pressure.
In Episode 18, “How Do You Stay Motivated When Getting Out of Debt Feels So Slow?”, I showed how perseverance and small wins keep you moving forward in the middle mile of debt payoff. Building on that, this episode focuses on discerning whether borrowing again aligns with your values and God’s guidance. I walk through practical steps to evaluate loans, emphasizing peace over hurried decisions. I encourage you to replace cultural myths about “good debt” with prayerful discernment and honest reflection. My prayer is that this episode helps you make wise financial choices that honor God and bring lasting confidence.
Read today's blog article:
https://www.financiallyconfidentchristian.com/blog/navigating-good-debt/
https://financiallyconfidentchristian.com/should-i-borrow
Podcast timestamps:
(00:00) Introduction: The Dilemma of Borrowing
(00:25) Welcome to Financially Confident Christian
(00:55) The Question of Good Debt
(01:31) Understanding the Fear of Borrowing
(02:25) The Importance of Peace in Financial Decisions
(03:18) Good Debt vs. Bad Debt
(04:13) Responsibilities of Debt
(04:57) Wisdom and Discernment in Borrowing
(05:59) Integrity and Peace in Repayment
(06:58) The Role of Prayer in Financial Decisions
(07:59) Biblical Perspective on Debt
(08:35) Final Thoughts and Community Invitation
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The Ask Ralph Media Podcast has been honored as the Best Christian Finance Podcast in the U.S. for 2025 by Best of Best Review. This prestigious award recognizes the show’s unwavering commitment to blending biblical wisdom with practical financial guidance, empowering listeners to make wise money decisions rooted in faith. Through its concise, impactful 10–12 minute episodes, the Ask Ralph Podcast has inspired and equipped audiences nationwide, standing out among countless voices in the finance and faith space.
https://bestofbestreview.com/awards/ask-ralph-media-inc-best-christian-finance-podcast-in-the-u-s-of-2025
