In today's episode of Ask Ralph, Ralph delves into the surprising financial impact of daily coffee shop visits. By examining needs versus wants, Ralph reveals how small, consistent expenses like a $5 coffee can add up to significant yearly costs. He introduces a 30-day challenge of brewing coffee at home to demonstrate the potential savings and build financial discipline. Alongside practical steps, Ralph offers spiritual encouragement, emphasizing the importance of stewardship. Tune in to discover how small daily changes can lead to major financial benefits and stronger financial habits.
Read today's blog article:
https://www.financiallyconfidentchristian.com/blog/cost-of-that-daily-coffee/
https://www.financiallyconfidentchristian.com/daily-coffee-habit/
00:00 Introduction to Needs vs. Wants
00:06 The Daily Coffee Shop Habit
01:33 The Financial Impact of Small Daily Purchases
02:38 The 30-Day Coffee Challenge
03:33 Steps to Start Your Challenge
04:48 The Purpose and Benefits of the Challenge
05:14 Closing Thoughts and Prayer
06:01 Preview of Tomorrow's Topic
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