How Do I Save My Mom From My Dad’s $200,000 IRS Nightmare – And Should I Even Try? The weight of a significant tax debt can be immense, casting a shadow of worry and uncertainty over an entire family. When that debt reaches a staggering…
How Can I Turn My Paycheck Into Purpose? Many individuals experience a disconnect between the hours spent earning a living and a deeper sense of fulfillment. The weekly paycheck, while necessary, can sometimes feel like the sole purpose of our labo…
Who Pays the Bills When Your Grown Kids Won’t Fly the Coop? The image of the family nest, once filled with chirping fledglings, eventually sees those young birds take flight, embarking on their own independent journeys. However, in recent tim…
Can't Pay the IRS? How can you Avoid Major Penalties with These 4 Strategies? Facing financial difficulties can be a stressful experience, and when that includes owing money to the Internal Revenue Service, it can feel particularly overwhelming. Fo…
5 Important Things That Disappear When You Retire – Are You Ready? Retirement is often envisioned as a time of financial freedom, a reward for decades of hard work. The focus tends to be on savings, investments, and the anticipated income str…
How Can You Budget When Paychecks Are Unpredictable? For those whose income ebbs and flows like the tides, the idea of creating and sticking to a budget can feel like navigating a ship through a storm. The inconsistency in earnings from month to mo…
Is Cheap Advice Really Worth the Price? The human instinct to seek out the best deal is powerful. Whether it's comparing prices on everyday goods or searching for discounts on larger purchases, the desire to save money is often a primary motivator.…
What Is the Taxpayer Advocate and How Can They Help Me? Dealing with taxes can often feel like navigating a complex maze. Whether it’s understanding a confusing notice from the IRS, resolving a discrepancy, or facing a significant financial c…
Faith During Financial Hardship Difficult economic times are a reality that impacts many individuals and families. Unemployment, mounting debt, the rising cost of living, and overall uncertainty can create a climate of stress, worry, and even fear …
Why Can’t We Quit Paper Checks—and Are Scammers Cashing In? Are paper checks safe? Even in today’s digital world, paper checks are still hanging on—but at what cost? While many people have shifted to online payments and bank…
Are These Common Banking Habits Draining Your Wallet? In the world of personal finance, seemingly small habits can have a significant impact on your financial well-being. Certain banking habits, often overlooked, can quietly drain your wallet witho…
Are Car Dealers Using the 4-Square Method to Outfox You? Buying a car can be an exciting experience, but it can also be stressful, especially when it comes to negotiating the price. Many car dealerships use various sales techniques to try and get t…
Is Your Credit Card Costing You More Than You Think? Credit vouchers have been around in some form since the 1800s, but plastic credit cards as we know them today have only been used since the 1960s1. In a culture that often encourages instant grat…
Are You Still on the Hook With the IRS? How Far Back Can They Claim You Owe? Do you ever lie awake at night, worried that the IRS might come knocking on your door, demanding payment for taxes from years ago? It's a common concern, and the thought o…
Are You Following the World's Wisdom or God's Wisdom in Your Finances? As Christians, we are called to a higher standard in every area of our lives, including how we handle our finances. 1 Peter 1:16 instructs us to "Be holy, because I am holy." Th…
Is It Time to Redefine What Being Rich Means to You? In today's world, it's easy to get caught up in the pursuit of financial success and material possessions. We're bombarded with messages that equate wealth with a hefty bank account and the lates…
What's Changing in Your 401(k) in 2025—and What Does It Mean for You? The new year ushered in exciting changes to 401(k) plans, thanks to the Setting Every Community Up for Retirement Enhancement (SECURE) 2.0 Act of 2022. These changes, effec…
Confused About How Your Rental Property Affects Your Taxes? Owning rental property can be a great way to build wealth and generate income, but it's important to understand the tax implications. Rental income and expenses are treated differently tha…
Self-Employment Tax Got You Stressed? Learn Exactly What It Is and How to Pay Less Self-employment tax can feel like a burden, especially for those new to the world of freelancing or running their own businesses. But as the proverb says, "The wise …
Self-Filing Taxes: Are You Making These Painfully Common Errors That Could Land You in Trouble with the IRS? As Christians, we are called to be good stewards of our resources, and that includes being responsible with our taxes. This principle of st…
Are You Inviting Financial Trouble by Automatically Filing Taxes Jointly With Your Spouse? It's tax season again, and for many Christian couples, the question arises: Should we file our taxes jointly or separately? While the common advice is often …
How to Turn "Reasonable Cause" into IRS Penalty Forgiveness Many people are unaware that the IRS offers penalty relief for taxpayers who have a valid reason for not filing or paying their taxes on time. This relief, known as "penalty abatement due …
Can You Truly Live Generously on a Tight Budget? Many Christians wonder how they can live generously when their finances are tight. It can be challenging to balance giving with saving and paying bills, especially when living paycheck to paycheck. H…
Is the 30% Rule for Housing Costs Still Wise Today? The 30% rule has long been a cornerstone of personal finance, advising that no more than 30% of one's gross monthly income should be allocated to housing expenses. This includes rent or mortgage p…