Are Cash Apps Safe for Your Business? Do you need help with using cash apps for business transactions? In Episode 310 of the Ask Ralph Podcast, Ralph Estep Jr. discusses why relying on cash apps may be risky for business owners. With stories of sca…
How Can Couples with an Age Gap Navigate Retirement? Are you or your partner nearing retirement but at different paces? Retiring at other times can present unique financial and lifestyle challenges. In Episode 309 of the Ask Ralph Podcast, financia…
How Can You Find Joy in Difficult Times? Do life’s challenges have you feeling defeated? Finding joy during hard times can seem impossible, but it is achievable. In Episode 308 of the Ask Ralph Podcast, financial expert Ralph Estep Jr. shares…
Can You Save Big on Realtor Fees When Selling Your Home? Are you feeling frustrated with the steep costs of selling a home? Between realtor commissions, repairs, and staging fees, the expenses can quickly eat into your hard-earned equity. In Episod…
Are You House Rich but Cash Strapped? Here’s What You Can Do Are you trapped in a valuable home you love but struggling to cover the bills? As inflation rises, many older Americans face this "house rich, cash poor" dilemma. In Episode 306 of …
Is a Wealth Tax That Bad for You? Are you confused by the ongoing debate around wealth taxes? With the 2024 elections around the corner, many politicians are pushing for this to solve inequality. But could it hurt more than help? In Episode 305 of …
Are You Sharing Your Social Security Number in These Risky Places? Ever feel uneasy when someone asks for your Social Security number? You’re right to be cautious. In Episode 304 of the Ask Ralph Podcast, host Ralph Estep Jr. dives into the r…
How Can I Use My Retirement Account as an Emergency ATM? Are you feeling financially squeezed and tempted to dip into your retirement account to cover unexpected expenses? You’re not alone. In Episode 303 of the Ask Ralph Podcast, host Ralph …
Are You Following These 5 Proven Strategies to Stay Wealthy? Are you wondering how some people seem to effortlessly maintain their wealth while others struggle to hold onto their financial success? In Episode 302 of the Ask Ralph Podcast, host Ralp…
How Can You Build Spiritual Grit and Strengthen Your Faith? Are you spiritually drained or struggling to maintain your faith during challenging times? In Episode 301 of the Ask Ralph Podcast, host Ralph Estep Jr. explores the concept of "spiritual …
What Should You Do When Your Bank Account Is Closed? A Guide to Financial Recovery Have you ever experienced the panic of discovering that your bank account has been closed without warning? The frustration of being locked out of your funds can be o…
Top 9 Reasons Why Small Businesses Fail: What You Need to Know Running a small business can be rewarding, but it also comes with its own set of challenges. In Episode 299 of the Ask Ralph Podcast, host Ralph Estep Jr. breaks down the top nine reaso…
Is It True That You Can Lose Your Passport If You Don’t Pay Your Taxes? Are you tossing and turning at night, haunted by the thought of unpaid taxes? The fear of your dream vacation becoming a nightmare at the airport might feel too real. In …
How Can You Buy a Home Without a Steady Income? Here Are 6 Creative Strategies Are you dreaming of homeownership but feel like the lack of a steady paycheck is closing that door for good? Many people believe that buying a house without income is im…
Surveillance Pricing: How Is It Impacting Your Wallet and What Can You Do About It? Have you noticed prices changing every time you visit an online store? It’s not your imagination—this is a surveillance pricing strategy and could cost …
What to Do if You Outlive Your Life Insurance In episode 295 of The Ask Ralph Show, Ralph Estep Jr. tackles a question many don’t think about until it’s too late: what happens if you outlive your life insurance? If you’ve been pay…
How Faith Can Rebuild Your Daily Motivation | A Path to Renewed Focus and Purpose Are you feeling stuck or lacking motivation in your daily life? You’re not alone. Many struggle to maintain momentum in their spiritual, financial, and personal…
Welcome to the First YouTube Live Episode of Ask Ralph Podcast: Are You Prepared for Tax Season? Essential Tips for Managing Your Finances We’re excited to kick off the inaugural YouTube live episode of the Ask Ralph Podcast! As tax season ap…
7 Insurance Options to Protect Your Retirement: What Are Your Best Choices? Are you concerned about the health care costs that Medicare won’t cover during retirement? Many retirees face unexpected medical expenses that can drain their savings…
How Much Should You Save for Health Care Costs in Retirement? Essential Strategies for Financial Stability in Your Golden Years Are you nearing retirement and concerned about saving enough to cover future healthcare costs? You’re not alone. M…
Is the Rule of 55 the Key to Early Retirement and Lower Taxes? | Essential Financial Freedom Tips Are you considering an early exit from your career but worried about the penalties for tapping into your 401(k) before turning 59 and a half? You&rsqu…
Should You Purchase Special Medical Insurance When Traveling Abroad? | Essential Travel Tips Are you planning an international trip? Have you considered the importance of special medical insurance? If you’ve ever faced a medical emergency in …
What Are Some of the Best Online Deals Banks Offer for Opening a New Account? Are you tired of your current bank offering lackluster interest rates and minimal perks? It might be time to make banks and credit unions provide a switch and explore the…
What Are the Top 5 Areas Retirees Spend Their Money On? As you approach retirement, one question often looms: where will all that money you’ve saved go? In a recent The Ask Ralph Podcast episode, host Ralph Estep Jr. tackled this very questio…