Ask Ralph - State Taxes and the Multi-State WorkerGreetings and welcome back to "Ask Ralph!" Today, we're diving into a topic that affects many folks in our mobile modern workforce: how to handle your taxes when you live in one state and work in a…
Taking Control of Your Finances God's WayToday we're diving deep into a question that I know weighs on the hearts of many: how can we finally take control of our finances? And not just in a worldly sense, but in a way that aligns with our Christia…
16 Ways Tech Can Make Life Easier for Older PeopleWelcome back to the Daily Christian Finance Podcast! Did you know that smartphone adoption is now over 60% for people over 70 years old¹? It's clear that technology is changing the way we live…
What to Do When You Suspect Your Mom Has Dementia and She's Still Handling Her FinancesWelcome back to the show, listeners! Before we dive into today's topic, I want to share a story. A close friend of mine recently confided in me about her strugg…
Transitioning from Classic Humanism to True ChristianityMany individuals in the modern world, particularly those raised in Western societies, find their thinking shaped by the principles of classic humanism. This philosophy, while emphasizing huma…
Treasury Inflation-Protected Securities (TIPS): A Comprehensive GuideInflation can be a significant threat to long-term investment goals, diminishing the purchasing power of savings over time. This is especially true for fixed-income securities li…
Protecting Yourself After Your Social Security Number Has Been CompromisedDiscovering that your Social Security number (SSN) has been compromised can be a stressful experience, especially for older adults and families with young children who are p…
12 Sources of Non-Taxable IncomeWhen it comes to personal finances, understanding the difference between taxable and non-taxable income is crucial for maximizing your financial well-being. While most forms of income are subject to taxation, certai…
Starting the New Year Strong: A Christian Guide to Financial Success Welcome back to the daily Christian Finance podcast! As we approach the New Year, many of us are reflecting on the past year and setting goals for the future. For many, the…
What Are the Top 7 Reasons Why I Should Not Open a CD?For many savers, a Certificate of Deposit (CD) seems like an ideal solution for safety and guaranteed returns. However, it’s essential to consider whether this option aligns with your fin…
What Are the 7 Best Things for Retirees to Spend Their Savings On?Retirement is a time to enjoy the fruits of your labor, but how can you ensure your savings are used wisely? In today’s blog post, we’ll explore What Are the 7 Best Thin…
How Do I Create an Estate Plan with a Kingdom Impact?Creating an estate plan that goes beyond financial security to leave a lasting Kingdom impact is a challenge many believers face. In this blog post, we explore how to design an estate plan that …
What Are the Top Upgrades You Can Make to Your Home That Make It Harder to Sell?Making upgrades to your home can seem like a wise investment, but not all renovations are created equal. Some might actually make it harder to sell your house. In this…
Why I Probably Shouldn’t Consider a Reverse Mortgage?Are you wondering if a reverse mortgage is the right choice for you? While these loans might seem appealing, they often come with risks that could outweigh their benefits. Let’s expl…
How Do I Prepare for Handling My 2024 Tax Preparation?Tax season can feel overwhelming, especially for small business owners and faithful stewards of finances. The good news? With careful planning and organization, you can navigate your 2024 taxes…
What Is the True Meaning of Christmas from a Christian Perspective?For many, Christmas has become synonymous with consumerism, stress, and debt. But what if this year could be different? What if we could celebrate Christmas in a way that aligns wi…
How Can I Negotiate the Best Deal When Buying a Used Car?Buying a used car can be intimidating, especially when you’re unsure how to negotiate effectively. In this blog post, we’ll explore actionable steps to help you secure the best d…
What Are 7 Ways to Make the Most of My Social Security Check?For retirees relying heavily on Social Security, stretching those benefits can feel overwhelming. In this blog, we’ll explore 7 practical strategies to maximize your Social Securit…
How Do I Navigate Inflation While Maintaining Generosity?Inflation can stretch even the most well-planned budgets, but does that mean generosity should take a back seat? In this post, we’ll explore how you can manage rising costs while stayi…
How Do I Handle Auto Insurance If My Kids Are Away at School?As parents, managing auto insurance costs while keeping your college-bound kids safe can be challenging. This blog post explores strategies to balance premiums and protection, helping yo…
Why Should I Designate a Trust as a Retirement Account Beneficiary?Planning for the future is essential, especially when it comes to ensuring that your hard-earned retirement savings are distributed according to your wishes. Is Securing Your Heirs…
What are Some New Tax Issues Facing Us in 2025?Tax laws are set to undergo significant changes in 2025. For individuals, families, and small business owners, these adjustments could reshape financial plans and tax strategies. Let’s break dow…
Exploring the Credit Score Obsession and What Really MattersFor many, achieving an 800 credit score feels like a financial holy grail. But is the stress of reaching this milestone truly worth it? In this blog post, 'Does a Perfect Credit Score Mat…
What Are 7 Warning Signs That My Computer Has Been Hacked?In today’s digital age, protecting your computer from cyber threats is more crucial than ever. With ransomware attacks and data breaches becoming more prevalent, knowing the early war…