How do I prepare for an audit of my home office expenses? Many people worry that claiming a home office deduction could trigger an IRS audit. It's a common concern, especially with the strict guidelines around what qualifies as a legitimate deduction…
Why should I consider collecting social security benefits early? The timing of when you start collecting Social Security benefits can significantly impact your financial future. Deciding to start benefits early might affect your long-term financial …
Have I Become A Virtual Hermit? It's easy to fall into the trap of using technology as an escape, rather than a tool for genuine connection. Spending hours on social media can often leave us feeling more isolated and disconnected from real-world re…
How Does My Retirement Balance Compare to Other People of My Same Age? Falling behind in retirement savings can be concerning, but it's not uncommon. It's important to assess your current financial situation and set realistic goals for catching up.…
How Do I Discern Gods Will For My Life? Many people experience moments where they feel like God might be speaking to them but struggle to clearly hear His voice. This uncertainty can lead to questions about how to recognize and understand His guida…
What Are The 7 Documents I Should Always Keep? It's easy to overlook which important documents you should always have ready, but having them on hand can be crucial in unexpected situations. Being prepared with the right documents can save time and …
What are the top financial tips for transitioning into retirement? Retirement can be an exciting yet daunting transition. In this episode of The Ask Ralph Show, host Ralph Estep Jr. shares 10 Financial Tips for Transitioning into Retirement to help…
Where should you pull money from first in retirement to optimize your taxes? In this episode of The Ask Ralph Show, host Ralph Estep, Jr. provides listeners with valuable strategies for minimizing taxes in retirement. From understanding the t…
What Are Some Essential Money Management Tips For Individuals As Well As Business Owners? Handling money effectively in both your personal life and as a business owner requires a unique approach. The challenges of managing finances in these two are…
What Is The Future Of Artificial Intelligence And How Does It Impact My Christian Faith? Artificial intelligence brings both opportunities and challenges for Christians. As a tool, AI can be used for good, enhancing our ability to serve others and s…
