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Ask Ralph Blog

July 27, 2024

Fitness Walking: How Can You Start and Maintain the Habit?

How do I get started walking for fitness – a great interview with David Paul and hisdaily podcast “Walking is Fitness” Do you feel like you're stuck in a fitness rut? Have you wanted to get more active but don't know where to star…

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July 26, 2024

Why Should You Regularly Review and Update Your 401(k) Beneficiary Forms?

What Are the 401k Beneficiary Rules I Need to Know and Make Sure I Am Aware of When Managing My Retirement Accounts? Understanding the beneficiary rules for your 401K is crucial for ensuring that your retirement savings are distributed according to …

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July 25, 2024

How Can You Reduce Taxes on Your 401K Withdrawals?

How Do I Reduce My Taxes When I Take Money from My 401K or Other Retirement Account? Are you about to retire and worried about the IRS shrinking your hard-earned 401k with taxes? You're not alone. This common concern often causes confusion and anxi…

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July 24, 2024

What's the Right Way to File Taxes and Stay Out of Trouble?

How do I make sure I’m not filing a false tax return with the IRS? Are you worried about trading your comfy bed for a cot just to save a few bucks on your taxes? You're not alone. Navigating the complex world of taxes can be daunting, and it'…

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July 23, 2024

Can You Really Align Your Investments with Your Faith?

What are some faith-based investing principles and tools I can use to grow my investments and maintain my faith? Are you trying to align your investments with your faith? Wondering if you can grow your money while staying true to your beliefs? You'…

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July 22, 2024

What Are the Secrets to Rebuilding Your Credit?

How Do I Repair My Bad Credit? Are you struggling with a bad credit score, feeling like it's holding you back from achieving your financial goals? You're not alone. Bad credit can feel like a constant setback, affecting everything from getting a lo…

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July 21, 2024

Is Biblical Tithing Still Relevant Today?

What Does Biblical Tithing Actually Mean and How Do I Develop a Giving Plan Based on Biblical Principles? Have you ever wondered if you're giving enough to your church? Or maybe you're struggling to balance your finances while still honoring God wi…

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July 20, 2024

What Are the 8 Types of Homeowners Insurance You Need to Know?

Is Your Home Properly Insured? Understanding the 8 Types of Homeowners Insurance Are you confident that your home is fully protected? Navigating the world of homeowners insurance can be overwhelming, especially with so many types to consider. Wheth…

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July 19, 2024

Renting vs Buying: Which is Smarter for Your Wallet?

Is It Better To Rent Or Buy A Home? How Do I Decide What’s Best For Me? Are you tossing and turning at night, wondering whether you should rent or buy a home? You're not alone. This age-old debate continues to perplex many, especially in toda…

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July 18, 2024

Secure Act 2.0 Explained - What Do You Need to Know About Your Retirement Savings?

What Is The Secure Act 2.0 And How Does This Affect My Retirement?  Are you feeling lost in the maze of retirement planning? Does the term "SECURE Act 2.0" sound like financial gibberish to you? Don't worry – you're not alone. Today, we …

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