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Ask Ralph Blog

April 15, 2024

Should You Co-Sign a Loan? Understanding the Risks and Alternatives

Should You Co-Sign a Loan? Understanding the Risks and Alternatives When a family member or friend approaches you to co-sign a loan, it can feel like a gesture of trust and support. However, before rushing into this decision, it's crucial to pause,…

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April 14, 2024

Honoring God by Praying for Our Leaders: A Christian Perspective

Honoring God by Praying for Our Leaders: A Christian Perspective Opening Thoughts: Navigating Leadership and Faith** Have you ever felt frustrated, angry, or hopeless when looking at the actions of leaders who blatantly disregard God's ways? What …

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April 13, 2024

Thriving in Economic Uncertainty: A Comprehensive Guide by Ralph Estep, Jr.

Thriving in Economic Uncertainty: A Comprehensive Guide by Ralph Estep, Jr. In today's volatile economic landscape, achieving financial resilience is more crucial than ever. Our conversation with Ralph Estep, Jr., on the Practical Preppers Podcast …

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April 12, 2024

Navigating Credit Card Debt: Understanding Charge-Offs and Forgiveness

Navigating Credit Card Debt: Understanding Charge-Offs and Forgiveness In today's financial landscape, many individuals find themselves facing challenges with credit card debt. The concept of credit card charge-offs and debt forgiveness can seem da…

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April 11, 2024

Request a Tax Filing Extension

Navigating Tax Season: A Comprehensive Guide to Filing a Tax Extension Tax season can be a stressful time for many individuals, especially those who find themselves scrambling to meet the federal tax deadline. If you're in a situation where you nee…

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April 10, 2024

Unraveling the Quirky World of Bizarre Business Traditions

Unraveling the Quirky World of Bizarre Business Traditions In the realm of corporate culture, there exists a fascinating tapestry of unusual and sometimes downright bizarre business traditions that have been passed down through the ages. Have you e…

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April 9, 2024

10 Creative Ways to Tackle Email Spam: A Comprehensive Guide

10 Creative Ways to Tackle Email Spam: A Comprehensive Guide Are you tired of constantly dealing with annoying email spam flooding your inbox? In today's digital age, managing email spam has become a common challenge for many individuals. In this b…

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April 8, 2024

Unleashing the Power of BHAGs with Faith and Ambition

Unleashing the Power of Big Hairy Audacious Goals (BHAGs) with Faith and Ambition In a world filled with distractions and mundane routines, have you ever felt a deep yearning for something more in your life? Perhaps you've dreamt of starting a busi…

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April 7, 2024

Finding Financial Freedom Through Jesus' Sacrifice on the Cross

Finding Financial Freedom Through Jesus' Sacrifice on the Cross The Power of Jesus' Sacrifice - Have you ever considered the impact of Jesus' sacrifice on the cross on your financial freedom? Join Ralph as he explores this profound truth and its tr…

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April 6, 2024

Essential Tips for Properly Accounting for Rentals

Essential Tips for Properly Accounting for Rentals Owning a rental property can be a lucrative investment, but it also comes with the responsibility of proper accounting and tax management. Whether you're a new landlord or a seasoned investor, ensu…

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