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Ask Ralph: Financially Confident Christian

Ask Ralph Blog

Feb. 18, 2025

Are Your Phone's Security Measures Enough?

How Secure Is Your Phone? 9 Shocking Risks You Might Be Ignoring In today's world, our phones are practically an extension of ourselves. We use them for everything from banking and shopping to staying connected with loved ones and accessing vital i…

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Feb. 17, 2025

Can 1099 Forms Really Hurt Your Taxes?

Why Did I Get This 1099? Understanding Your Tax Forms and Avoiding Costly Mistakes Have you ever received a 1099 form in the mail and wondered, "Why did I get this?" or "What am I supposed to do with it?" If so, you're not alone! Many people find 1…

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Feb. 16, 2025

Is Your Talent Waiting for a Divine Purpose?

How Can a Side Hustle Help You Fulfill God’s Plan for Your Finances? Many Christians struggle with their finances. They may feel like they're not making enough money or that they're not using their money in a way that honors God. A side hustl…

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Feb. 15, 2025

Are You Missing These 10 Tax Deductions?

What is your topic for today? Welcome back to Ask Ralph – Christian Finance show, where we explore the intersection of faith and finances. As Proverbs 27:23-24 wisely advises, "Be sure you know the condition of your flocks, give careful atten…

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Feb. 14, 2025

Is Your Digital Wallet Safe from the IRS?

Why is the IRS Eyeing Your Digital Wallet? The world of finance is rapidly changing, and with the rise of digital wallets and cryptocurrencies, the IRS is taking notice. As faithful stewards of our finances, it's essential to understand why the IRS…

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Feb. 13, 2025

Is Long-Term Care Insurance Worth It?

Long-Term Care Without Insurance: Can You Afford to Skip It? Planning for long-term care is a crucial part of a comprehensive financial plan, especially for those who value responsible stewardship and caring for loved ones. As Christians, we are ca…

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Feb. 12, 2025

Can You Trust Unexpected IRS Checks?

Unexpected IRS Refund? What You Should Know and Smart Ways to Spend It Receiving an unexpected check from the IRS can feel like winning a small lottery. However, before you start planning that dream vacation or shopping spree, it's important to tak…

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Feb. 11, 2025

Missing Tax Docs: What's the Big Deal?

Filing Without All Your Tax Documents? Why It’s Risky and How to Get What You Need Tax season is upon us, and for many, it can be a stressful time. It's tempting to just get your taxes filed as quickly as possible, especially if you're expect…

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Feb. 10, 2025

What is the Best Way to Invest Inheritance Wisely?

Inheritance Incoming: Are You Ready? Receiving an inheritance can be a blessing, often arriving during a time of grief1. However, it also presents a significant financial responsibility. As Christians, we are called to be wise stewards of the resou…

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Feb. 9, 2025

Is Generosity Possible When You're Struggling?

How Can I Stay Generous for God Even in Tough Times? It's easy to be generous when your bank account is full and your investments are performing well. But what about when you're facing a job loss, unexpected medical bills, or an economic downturn? …

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