What Are the Top Upgrades You Can Make to Your Home That Make It Harder to Sell? Making upgrades to your home can seem like a wise investment, but not all renovations are created equal. Some might actually make it harder to sell your house. In this…
Why I Probably Shouldn’t Consider a Reverse Mortgage? Are you wondering if a reverse mortgage is the right choice for you? While these loans might seem appealing, they often come with risks that could outweigh their benefits. Let’s expl…
How Do I Navigate Inflation While Maintaining Generosity? Inflation can stretch even the most well-planned budgets, but does that mean generosity should take a back seat? In this post, we’ll explore how you can manage rising costs while stayi…
How Do I Handle Auto Insurance If My Kids Are Away at School? As parents, managing auto insurance costs while keeping your college-bound kids safe can be challenging. This blog post explores strategies to balance premiums and protection, helping yo…
Why Should I Designate a Trust as a Retirement Account Beneficiary? Planning for the future is essential, especially when it comes to ensuring that your hard-earned retirement savings are distributed according to your wishes. Is Securing Your Heirs…
Exploring the Credit Score Obsession and What Really Matters For many, achieving an 800 credit score feels like a financial holy grail. But is the stress of reaching this milestone truly worth it? In this blog post, 'Does a Perfect Credit Score Mat…
What are 5 common investment choices which kill your returns? Have you ever wondered why your investment portfolio isn’t growing as expected? Poor investment choices might be to blame. In this episode of The Ask Ralph Show, Ralph Estep …
What are 19 steps I can take to overcome my savings shortfall even in my early 50’s? Feeling behind in your retirement savings in your early 50s? You’re not alone. Life’s unexpected twists often leave many wondering if they’…
What Changes Are Coming to Social Security in 2025? Social Security remains a cornerstone of retirement planning for many Americans, but with significant changes on the horizon for 2025, it’s essential to stay informed. From adjustments to th…
What Are 9 Retirement Expenses Which I May Not Have Considered? Retirement should be a time to enjoy the fruits of your labor, but unexpected expenses can strain your finances. Let’s uncover nine often-overlooked Hidden Costs Should You Prepa…
