Why Is Life Insurance So Important? Do you feel like you're swimming in a sea of confusion regarding life insurance? How much do you need? What's the difference between term and whole life? Which type is better for you? In this blog post, we will d…
Is It Safe to Invest in Precious Metal IRAs? Precious metal IRAs often attract attention with the promise of financial security for retirement, but are they truly as beneficial as they seem? Many wonder if these investments can really provide the f…
What is a Safe Deposit Box? Do you ever wonder where to keep those important documents? You know, the kind you would burst into tears losing - your grandmother's handwritten will or maybe the deed to your house? In this blog post, we look closely a…
Co-Owning Property with Family - What Are Some Tactics to Make Big Decisions Harmoniously? It's common for families to clash over what to do with a property inherited by multiple heirs. Communicating priorities respectfully and making decisions as …
How can small business owners increase value through strategic planning? Ralph Estep Jr. interviews David Chudyk, a Certified Financial Planner and fellow podcaster, about increasing the value of your small business. If you're a business owner look…
Should You Put Money Down on Your Next Car Purchase? Deciding on a car purchase can be quite the dilemma. On one hand, there's the allure of making the financially optimal choice, focusing on factors like upfront cost, fuel efficiency, and resale v…
Navigating the End of Your Auto Lease: A Practical Guide Is your car lease about to end, leaving you unsure what to do next? Many people face this dilemma, struggling to turn in their leased car, buy it, or lease another one. The end of a car lease…
Time to Fly Solo: Encouraging Maturing Children Towards Self-Reliance Having grown kids living at home can be challenging as you navigate the balance between support and fostering independence. Open and honest communication about expectations and f…
Gaining Clarity, Achieving Your Goals, and Finding Peace: Utilizing the Power of Budgeting Feeling like you're just treading water with your finances despite hard work can be disheartening. Constantly reacting to unexpected expenses instead of havi…
The Truth About Annuities: Guaranteed Income or Scam? What if I told you there is an investment out there that promises guaranteed lifetime income, but it's been called a scam that only benefits the person selling it? Would you be interested or wou…
Financial Harmony in Marriage: A Path to Unity in Money Matters Have you ever found yourself and your spouse at odds when it comes to money matters? It's a common scenario for many couples, where financial disagreements can lead to stress and confl…
Navigating Retirement Savings During Job Changes: Tips and Insights Are you in the midst of changing jobs or considering a switch in your career path? If you have accumulated retirement savings in a 401k or other employer-sponsored plan and are uns…
Financial Spring Cleaning: 7 Steps to Organize Your Finances Do you often feel overwhelmed by financial clutter? Is managing your budget causing you stress whenever you check your bank account? If so, it might be time for some financial spring clea…
The Vital Importance of Long-Term Care Insurance: A Comprehensive Guide In today's fast-paced world, planning for the future is essential, especially when it comes to ensuring peace of mind for yourself and your loved ones. Long-term care insurance…
The Importance of Umbrella Insurance: Protecting Your Assets and Future In today's uncertain world, it's crucial to safeguard our financial well-being and assets from unexpected events and liabilities. One way to ensure comprehensive protection is …
Self Storage - Friend or Foe? Exploring the Pros and Cons Have you ever found yourself wondering whether those boxes collecting dust in your storage unit spark joy or cause you stress? The age-old debate of whether self storage is a friend or a foe…
Understanding Credit Building Loans: A Christian Perspective Have you heard about credit builder loans, but aren't quite sure what they are or if they're right for your situation? Well, stay tuned because in today's episode, we're diving deep into …
Navigating the Complexity of Inheriting Savings Bonds: Tax Implications and Financial Wisdom Have you recently found yourself in the position of inheriting savings bonds from a loved one? Are you feeling overwhelmed by the thought of managing this …
Thriving in Economic Uncertainty: A Comprehensive Guide by Ralph Estep, Jr. In today's volatile economic landscape, achieving financial resilience is more crucial than ever. Our conversation with Ralph Estep, Jr., on the Practical Preppers Podcast …
Navigating Credit Card Debt: Understanding Charge-Offs and Forgiveness In today's financial landscape, many individuals find themselves facing challenges with credit card debt. The concept of credit card charge-offs and debt forgiveness can seem da…
Essential Tips for Properly Accounting for Rentals Owning a rental property can be a lucrative investment, but it also comes with the responsibility of proper accounting and tax management. Whether you're a new landlord or a seasoned investor, ensu…
Understanding Admitted vs. Non-Admitted Insurance Companies: A Comprehensive Guide In today's world, navigating the complexities of insurance can be a daunting task, especially when it comes to understanding the differences between admitted and non…
The Importance of Separating Personal and Business Finances: A Comprehensive Guide In today's fast-paced world where entrepreneurship is on the rise, it's crucial to understand the significance of keeping personal and business finances separate. Mi…
Unlocking Home Equity: A Comprehensive Guide to Reverse Mortgages In the realm of financial management, the concept of reverse mortgages has garnered significant attention, especially among seniors seeking to tap into their home equity. Today, we d…