Motivational Monday Episodes

Are you struggling to keep up with your retirement savings? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he dives into the important topic of saving for retirement. How Does My Retirement Balance Comp...

Are rising rent costs squeezing your budget? Curious if there's a way to lower your housing expenses without giving up your quality of life? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks strat...

Have you ever been tempted by those shiny bank bonus offers? Should you play the bank bonus game? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he dives into the world of bank bonuses. Should I Play Th...

Are you worried about how to fund your children's college education? Feeling overwhelmed by the financial burden and looking for guidance from a Christian perspective? Tune in to this episode of the Ask Ralph Podcast with Ral...

When considering tapping into your home equity, have you ever felt unsure whether to opt for a home equity loan or a home equity line of credit (HELOC)? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as...

Is a bad credit score dragging you down and making it hard to reach your financial goals? Fixing bad credit might seem tough, but it doesn't have to be. Tune into Ralph Estep, Jr. on the Ask Ralph Podcast for clear steps to i...

Are you confused by all the credit card offers you get? Do you want to use credit cards wisely without getting into debt? It can be hard to pick the right card when there are so many choices and rewards. If you're new to cred...

Are money issues straining your relationships? You're not alone. From financial infidelity to impulsive spending, these destructive patterns are silently eroding trust and intimacy in households across America. But what if th...

Are you tired of worrying about expensive home repairs and replacements that could cost thousands of dollars? Have you ever wondered if there was a way to get peace of mind when owning a home? Tune in to this episode of the ...

When you're overwhelmed by debt, credit counseling services can seem like a lifeline. But how do you know if they're legitimate or just another scam? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he...

Have you ever been enticed by a credit card offer that seemed too good to be true? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he dives into the world of credit card perks, helping you separate th...

Are you drowning in debt with no end in sight? Do collection calls have you constantly stressed? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses the complex world of debt management and b...

Dealing with inheriting a house from a loved one can be an overwhelming process filled with emotions and uncertainties. Join Ralph Estep, Jr., and learn to navigate your emotions of grief to managing inherited property. Be Gu...

Are you prepared to sidestep financial pitfalls in retirement? Join Ralph Estep, Jr., and learn how to break bad money habits and enjoy a blissful retirement. Avoiding Financial Pitfalls in Retirement: Insights from Ralph Est...

Need tips on balancing business growth with a healthy marriage? Join Ralph Estep, Jr., as he dives into real-world experiences and biblical insights and how to cherish and grow your marriage as well as your business.

Seeking insights on building strong relationships for financial success? Join Ralph Estep, Jr., as he delves into the art of building relationships from a Christian perspective. Discover practical tips and biblical wisdom to enhance your professional journey.

Did you know that even if you were married for just 10 years, you might qualify for Social Security benefits based on your ex's earnings record? Dive into the complexities of claiming ex-spousal benefits with Ralph Estep, Jr....

Dive into the habits of highly resilient people with Ralph Estep, Jr., in our newest episode. From cultivating a growth mindset to building a strong support network – learn how to thrive in the face of adversity! Ralph gives ...

Join Ralph Estep Jr., as he gives you a plan to stewarding your Benjamins. Break free from the bondage of debt and control your finances instead of your finances controlling you! LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VER...

Considering should I cosign for a Loan? Join Ralph Estep, Jr., as he dives deep into the risks and implications of being a cosigner. Protect your financial future!

Unlock your potential with BHAG's! Join me on a journey of faith and ambition as we explore big, hairy, audacious goals. From financial freedom to impacting communities, discover how faith can fuel your dreams.

Curious about how growing up poor can teach essential financial lessons? Discover the power of frugality as Ralph Estep Jr., share tips from budgeting to gratitude, we cover it all.

Struggling with credit card debt? Join Ralph Estep, Jr., as he shares 5 practical steps to help you conquer and payoff credit cards for good!  Please share our Podcast with all your friends and family!

Want to free up cashflow and eliminate unnecessary expenses in your mortgage payments? Listen to Ralph Estep, Jr., as he discusses Private Mortgage Insurance (PMI) to discover practical tips for getting rid of this costly add-on. Save thousands...