Retirement Episodes
What is the tax impact of getting a lump sum versus routine payout of…
In today's episode of the Ask Ralph podcast, we delve into the vital decision of choosing between a lump sum and annual retirement payouts, a choice that can significantly impact your financial future. Ralph Estep Jr unpacks ...
What are 7 common traits of Americans who can never, ever, retire?
Feeling worried about your retirement prospects? Wondering what habits might be preventing you from securing a comfortable retirement? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr., where he breaks down t...
Should I have joint accounts with my children or rely on a Power of A…
Have you ever considered how a single financial decision could jeopardize your relationship with your child? In this episode of The Ask Ralph Podcast, Ralph Estep Jr. tackles a question many listeners are facing: Should I hav...
What steps can I take to avoid a tax time bomb in retirement?
Ever wondered if your retirement savings are hiding a potential tax time bomb? In this episode of The Ask Ralph Show , Ralph Estep Jr. breaks down strategies to help you avoid unexpected tax surprises in retirement. Discover ...
Why does a good credit score matter even in retirement?
Feeling unsure about how credit scores impact retirement? Wondering if maintaining a good credit score still matters once you've stopped working? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he explai...
What are 5 regrets of Americans who called it quits too early by reti…
Have you ever wondered if you retired too early? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about early retirement. What are 5 regrets of Americans who called it quits too early by retiring...
What are 7 money mistakes made by those over 50?
Are you over 50 and concerned about your financial future? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he covers common money mistakes that people over 50 usually face. What are 7 money mistakes made...
How does my retirement balance compare to other people of my same age?
Are you struggling to keep up with your retirement savings? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he dives into the important topic of saving for retirement. How Does My Retirement Balance Comp...
What are the top financial tips for transitioning into retirement?
What are the top financial tips for transitioning into retirement? As you approach this significant life milestone, you may feel a mix of excitement and anxiety about financial preparedness. Ralph Estep Jr. provides a compreh...