Episodes

Want to know how AI is changing the way lending works? Curious about the effects of algorithms assessing your creditworthiness? Join Ralph Estep Jr. in this episode of the Ask Ralph Podcast as he explores the intersection of ...

Are your kids addicted to using their smartphones? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses concerns that excessive smartphone use can negatively impact children's development and ...

Are you drowning in debt with no end in sight? Do collection calls have you constantly stressed? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses the complex world of debt management and b...

Are you tired of feeling weighed down by the guilt of past financial mistakes? Fed up with the sleepless nights spent worrying about debt and how to get your finances back on track? Tune in to this episode of the Ask Ralph Po...

Picture yourself as an entrepreneur, juggling countless responsibilities and feeling overwhelmed by your business's demands, leaving little time for yourself and loved ones. Ever felt like you're trying to do it all, only to ...

Are you tired of feeling like you're just treading water with your finances, working hard but never making progress? Do you find yourself constantly reacting to unexpected expenses instead of being in the driver's seat? Tune ...

Are you tired of tax season stress and surprises? Do the words "IRS penalties" keep you up at night? Tune in to this Tax Talk Thursday episode with Ralph Estep Jr. as he reveals the most common penalty pitfalls taxpayers face...

Did you ever consider the hidden truths behind common jobs? Join Ralph as he uncovers eye-opening facts about professions like bank tellers, flight attendants, and public defenders, revealing overlooked aspects of the workfor...

Are influencer dreams too good to be true? What is the dark reality behind the so-called desirable career? Join Ralph Estep, Jr. as he peels back the curtain to reveal the influencer world's enticing promises and hidden chall...

Dealing with inheriting a house from a loved one can be an overwhelming process filled with emotions and uncertainties. Join Ralph Estep, Jr., and learn to navigate your emotions of grief to managing inherited property. Be Gu...

Are you striving for excellence in all areas of your life? Join Ralph Estep, Jr., and learn to strive for excellence and praise our Almighty God. Realign Your Life: Show Excellence in Work, Relationships, and Stewardship To W...

In our latest episode of AskRalph, we had the legendary Dean of Podcasting, Dave Jackson, join us! We dived deep into the secrets of podcasting success, from the nitty-gritty of starting out to building strong audience relati...

What if I told you there’s an investment out there that promises guaranteed lifetime income but is often called a scam? Join Ralph Estep, Jr. to find the truth about annuities, the pros and cons, and who is the best candidate...

Surprised by your tax refund? Join Ralph Estep, Jr., to learn steps to take when the IRS hits you with a surprise. Plus, hear an insane real client story! Clear ways to deal with tax refund troubles. Navigating Unexpected Tax...

Are you tired of your grocery bills eating up your budget? Join Ralph Estep, Jr., as he shares 6 practical tips that can cut your costs by 20% and maximize your grocery budget! Don't miss out on our listeners' advice either! ...

Decluttering Your Digital Life: Practical Tips and Biblical Insights In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr., with over 30 years of financial experience, tackles the issue of digital clutter. Ralph pro...

Are you prepared to sidestep financial pitfalls in retirement? Join Ralph Estep, Jr., and learn how to break bad money habits and enjoy a blissful retirement. Avoiding Financial Pitfalls in Retirement: Insights from Ralph Est...

Finding Peace through Prayer with God? Join Ralph Estep, Jr., as he explores how to revitalize your prayer life and experience transformation. Let's cultivate a vibrant prayer routine together! Revitalizing Your Prayer Life: ...

A behind-the-scenes look at my conversation with Whitney Owens, talking faith, finances, and finding purpose in our professions. It’s moments like these that remind us of the impact of our mission. Join Ralph Estep, Jr., as he discusses managing money with a mission.

Struggling with financial disagreements in your relationship? You're not alone! Tune in to our show where Ralph Estep, Jr., shares practical tips for achieving financial harmony with your partner. Building unity in marriage together.

Master the Art of Quarterly Tax Payments and avoid penalties! Join Ralph Estep, Jr., as he dives into the complexities of quarterly tax payments as he demystifies the process and shares personal insights.

Uncover the truth about dollar stores in our latest episode! Join Ralph Estep, Jr., in his pursuit of dollar stores exposed - Are they really a bargain or a hidden scam? Join me as we dive deep into the impact on communities and the very consumer they serve.

Struggling to see small text on your phone or tablet? Join Ralph Estep, Jr., as he explores how accessibility settings can transform your tech experience. In Exploring Accessibility Options Ralph gives you tips on adjusting settings for better visibility, control access, and audio clarity. Start o…

Need tips on balancing business growth with a healthy marriage? Join Ralph Estep, Jr., as he dives into real-world experiences and biblical insights and how to cherish and grow your marriage as well as your business.