2025 Best Christian Finance Podcast in the U.S., awarded by Best of Best Review.
Financially Confident Christian

Episodes

Year-End Tasks to Ensure Your Records Are In Order
Dec. 15, 2023

Year-End Tasks to Ensure Your Records Are In Order

Join Ralph Estep, Jr., on today's show as Ralph explores the best year-end tasks to perform when using QuickBooks online to ensure you are ready for tax preparation. Ralph shares specific actions that all businesses should take at year-end.

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Crazy Deductions for Content Creators?
Dec. 14, 2023

Crazy Deductions for Content Creators?

Join Ralph Estep, Jr., on today's Ask Ralph show as he discussed some crazy tax deductions which are available to content creators. If you work as a content creator this is a must hear podcast.

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Should I Pay Off My Mortgage With Retirement Funds?
Dec. 13, 2023

Should I Pay Off My Mortgage With Retirement Funds?

Join Ralph Estep, Jr., on today's Ask Ralph Show as he answers the question - Should I Pay Off My Mortgage With Retirement Funds? Ralph explores the potential consequences as well as tax costs of such a move.

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Second Mortgages - What are they and how do they work?
Dec. 12, 2023

Second Mortgages - What are they and how do they work?

Join Ralph Estep, Jr., on today's show as we explores Second Mortgages. Ralph has a discussion about the types of second mortgages as well as the application process. He also delves into the pros and cons of these loans.

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Selecting An Accountant to Handle Your Taxes
Dec. 11, 2023

Selecting An Accountant to Handle Your Taxes

Join Ralph Estep, Jr., on today's show as we discusses what to look for when selecting an accountant to handle your taxes and why choosing a licensed accountant is a better option that a simple tax preparer or online software.

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Exploring the New Delaware Paid Leave Program
Dec. 10, 2023

Exploring the New Delaware Paid Leave Program

Join Ralph Estep, Jr., on today's podcast as he explores the impact of the New Delaware Paid Leave Program and how it will affect all Delaware businesses with more than 10 employees. Ralph discuss the goals of the program as well as the impact on...

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Student Loans and Bankruptcy - Updated Rules
Dec. 9, 2023

Student Loans and Bankruptcy - Updated Rules

Join Ralph Estep Jr., on today's show as he discusses some Biden Administration updates to the laws related to including student loan debt in bankruptcy. Ralph discusses the new details related to these updated rules.

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Retirement Savings for Gig Workers and the Self-Employed
Dec. 8, 2023

Retirement Savings for Gig Workers and the Self-Employed

Join Ralph Estep, Jr., on today's podcast as he explores some very efficient retirement savings for Gig workers and the self-employed. These are some great opportunities for retirement savings.

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How to Give A Boost to your Charitable Giving
Dec. 7, 2023

How to Give A Boost to your Charitable Giving

Join Ralph Estep Jr., on today's podcast as he provides some efficient ways to boost charitable giving and get some fantastic year-end tax savings.

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Taxpayer Proactive Year-End Tax Planning
Dec. 6, 2023

Taxpayer Proactive Year-End Tax Planning

Join Ralph Estep, Jr., as he explores some great year-end tax planning strategies. Ralph will give some great ideas for taxpayers to reduce or limit their tax liability.

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Why We Should All Support Small Businesses
Dec. 5, 2023

Why We Should All Support Small Businesses

Join Ralph Estep, Jr., on the podcast where he explorers the importance of supporting small businesses. Ralph discusses the critical aspects of how small business is a life-line to our economy and the communities where they operate.

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Exploring the Back Door Roth IRA
Dec. 4, 2023

Exploring the Back Door Roth IRA

Join Ralph Estep, Jr., on today's podcast as he explores the Back Door Roth IRA. Ralph explains what it is and how may benefit from it. Don't miss today's episode and the potential tax benefits of the Back Door IRA.

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How Could I Owe Taxes in 2023 and How Do I Prepare?
Dec. 3, 2023

How Could I Owe Taxes in 2023 and How Do I Prepare?

Join Ralph Estep Jr, today as he explores the potential reasons you may owe taxes for 2023. Ralph reviews some potential situations which could lead to a dreaded tax bill and how to prepare for tax filing.

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The Latest News on the IRS 1099-K Reporting Changes
Dec. 2, 2023

The Latest News on the IRS 1099-K Reporting Changes

Join Ralph Estep Jr., on today's show as he explores some changes to the form 1099-K and explains how this not only a business issue, but will affect anyone who uses cash apps or other exchange platforms. Ralph explains the newest IRS press release...

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Part 3 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives
Dec. 1, 2023

Part 3 - Nine Common Things That People Avoid Because of Cost and Som…

Join Ralph Estep, Jr., as he wraps up his three part series on Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives. Ralph explores the final areas where listener will save money and contine to enjoy their lives.

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Part 2 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives
Nov. 30, 2023

Part 2 - Nine Common Things That People Avoid Because of Cost and Som…

Join Ralph Estep, Jr., as he continues his three part series on great money saving alternatives that allow you t continue enjoy life and do the things you thought you could no longer afford to do. Ralpj gives practical ideas to save money and still...

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Part 1 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives
Nov. 29, 2023

Part 1 - Nine Common Things That People Avoid Because of Cost and Som…

Join Ralph Estep Jr., as he launches Part 1 of a three part series on the  Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives. Ralph explores money saving options to allow you to continue to enjoy the...

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10 Ways to Save Money During the Holiday Season
Nov. 28, 2023

10 Ways to Save Money During the Holiday Season

Join Ralph Estep, Jr, on today's podcast as Ralph explores 10 Ways to Save Money During the Holiday Season. Ralph provides some very practical advice about how to have a stress-free and hopefully debt-free holiday season.

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Consequences of Ignoring Your Credit Score
Nov. 27, 2023

Consequences of Ignoring Your Credit Score

Join Ralph Estep, Jr., on today's podcast as he explores the consequences of ignoring your credit score. Ralph offers practical advice on how to improve your credit score and explores the costs of not honoring your credit.

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The Financial Impact of Putting a Loved One in a nursing home
Nov. 26, 2023

The Financial Impact of Putting a Loved One in a nursing home

Join Ralph Estep Jr., on today's podcast as he explores the financial impact of putting a loved one in a nursing home. Ralph explores the difficult financial decisions which may need to be made during this highly emotional time and details the...

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Top 10 Year End Business Tax Savings Ideas
Nov. 25, 2023

Top 10 Year End Business Tax Savings Ideas

Join Ralph Estep, Jr., on today's podcast as he explores the Top 10 Year End Business Tax Savings Ideas. If you are a business owner, Ralph will share critical steps you may be able to take at year-end to save on your taxes.

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Listener Questions about Personal Finance
Nov. 24, 2023

Listener Questions about Personal Finance

Join Ralph Estep, Jr., on today's podcast as he reviews some listener submitted questions about personal finance. Ralph provides powerful information about budgeting, saving and retirement planning.

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Ask Ralph Relaunch
Nov. 22, 2023

Ask Ralph Relaunch

The Ask Ralph podcast relaunch. Join Ralph Estep, Jr., as he welcomes everyone back the podcast. During this show Ralph takes listener questions about personal finances. Ralph explores business year-end tax savings strategies and finally Ralph has a...

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The Ask Ralph podcast is coming back!
Nov. 17, 2023

The Ask Ralph podcast is coming back!

The Ask Ralph podcast is coming back! We are working on some great new content.

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