Episodes

Struggling with credit card debt? Join Ralph Estep, Jr., as he shares 5 practical steps to help you conquer and payoff credit cards for good!  Please share our Podcast with all your friends and family!

Feeling overwhelmed with finances? Our podcast episode "Give it over to God" provides a roadmap to align your financial goals with God's purpose. Take the first step towards financial freedom today! Please share our Podcast with all your friends...

Considering a reverse mortgage? Our latest episode dives deep into the pros, cons, and steps to take before making this financial decision. Join Ralph Estep Jr, as he works on deciphering reverse mortgages.

Unraveling the mystery of medical expense deductions! Join Ralph Estep, Jr., as he breaks down what you can and can't deduct on your taxes.  Please share our Podcast with all your friends and family!

Did you make a mistake on your tax return? Don't worry, it happens to the best of us. Join Ralph Estep, Jr., as he discusses correcting tax filing errors and getting penalties removed.

Curious about the most ridiculous business expenses people have tried to deduct? Join Ralph Estep, Jr., as he uncovers some jaw-dropping stories and practical tax tips!

Ready to navigate the brave new world of digital money and high-tech finance? Join Ralph Estep Jr., as he reviews technology transforming personal finance. From AI-powered financial assistants to immersive shopping and crypto trends.

Want to free up cashflow and eliminate unnecessary expenses in your mortgage payments? Listen to Ralph Estep, Jr., as he discusses Private Mortgage Insurance (PMI) to discover practical tips for getting rid of this costly add-on. Save thousands...

Ready to transform your financial situation in Jesus' name? Join Ralph Estep, Jr., as he dives into the power of faith and biblical principles for healing your finances. Ralph provides actionable, biblical based steps to heal your finances.

Join us on the Ask Ralph Show as we unravel the Employee versus Independent Contractor dilemma in the new rules effective from March 11th, 2024! Learn how to navigate the complex world of worker classification and protect your business interests.

Exploring Inherited IRA Rules! Unravel the complexities of managing an Inherited IRA with our latest podcast episode. Learn about distribution options, tax implications, and actionable advice to optimize your inheritance.

Have you ever been puzzled by an IRS notice? Discover how the IRS has simplified their notices to make things clearer and easier for you to understand. Join Ralph Estep, Jr., as he reviews the simpler IRS notices.

Are your everyday expenses draining your bank account like a leaky faucet? Join Ralph Estep, Jr.,  as he reveals the secrets to identifying and battling common money wasters who may become money monsters in your budget.

Dive into the world of to-do lists from a Christian perspective on our latest episode! Find the best todo list app and learn how to manage your time effectively and prioritize your tasks in a way that glorifies God.

Discover the Secrets of Prepaying your mortgage and how you can save thousands of dollars over the life of the loan and have your home paid off in far fewer years.

'Building Your House on Sand,' we tackle the importance of finding true sources of security and making wise financial choices.

Going through a divorce can leave you feeling overwhelmed, especially when it comes to finances. Join Ralph Estep, Jr., as he offers actionable steps in navigating finances in divorce.

The Ten Biggest Mortgage Mistakes and How to Avoid Them Looking to buy or refinance a home? Don't make these common mortgage mistakes! Join Ralph Estep, Jr., as he shares valuable tips and insights to help you navigate the mortgage maze.

Attention all taxpayers! Did you know millions of people face the reality of owing money to the IRS every year? When you owe the IRS unpacks the secrets to resolving tax debt stress-free. Don't miss out on Ralph's expert advice!

Did you know that some of the most commonly believed business myths are actually holding you back?  Join Ralph Estep, Jr., as he takes a more serious tone in this episode - business myths debunked.

Curious about those little square codes that are popping up everywhere?  We dive into the world of QR codes, their origin, practical uses, and potential scams to watch out for - QR Codes Demystified and stay informed!

Find out how to make intentional choices that can lead to a more fulfilling and financially secure life. Discover 23 frugal habits that align with your values in our latest podcast episode.

Failure doesn't define us, it refines us. Join Ralph Estep, Jr., as he discusses practical steps to keeping faith in failures during challenging times. Let's rise above failures together! Please share our Podcast with all your friends and...

Navigating the maze of entrepreneurship isn't always straightforward, especially when it comes to brick and mortar businesses. It entails diving into an entirely new world, dealing with demanding customers and adjusting to fluctuating market trends.