2025 Best Christian Finance Podcast in the U.S., awarded by Best of Best Review.
Financially Confident Christian

Season 7

Feb. 6, 2025

Got a tax notice? Now what?

Ever cracked open your mailbox to find an IRS envelope and felt your stomach drop like it’s auditioning for a horror movie? Yeah, we’ve all been there! Today, we’re diving into the wild world of tax notices, breaking down why...

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Feb. 5, 2025

Who’s doing your taxes – and can you trust them?

Choosing the right tax preparer is crucial to avoid costly mistakes and potential fraud. This episode highlights the key red flags to watch for when selecting someone to handle your taxes, ensuring you don't fall victim to di...

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Feb. 4, 2025

Who can you trust for your taxes? How to choose the right professiona…

Finding a trustworthy tax professional is crucial, especially for small business owners like Bridgette, who fear making costly mistakes with their taxes. Ralph Estep Jr. addresses common concerns about hiring tax preparers an...

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Feb. 3, 2025

Struggling with taxes? When should you bring in the pros?

Are you feeling overwhelmed by tax season and unsure if you should hire a professional? Ralph Estep Jr. addresses this common dilemma faced by many, especially small business owners like Kassandra, who shared her struggles wi...

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Feb. 2, 2025

Can you serve two masters: Finding God’s purpose in your professional…

Feeling overwhelmed by the demands of work, family, and faith is a struggle many face, and today’s discussion dives deep into how to navigate this challenge. The key takeaway is that setting healthy boundaries is essential fo...

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Feb. 1, 2025

Home sweet home…or is it? The questions every first time buyer must a…

Are you dreaming of buying your first home but feeling overwhelmed by fear and uncertainty? In this episode, Ralph Estep explores the essential steps to approach homeownership with confidence and faith. He emphasizes the impo...

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Jan. 31, 2025

Cash in or roll over? What’s the smart move for your maturing CD?

Feeling stuck with your maturing CD? You're not alone! Ralph Estep Jr. dives into the dilemma many face when deciding whether to cash out, roll over, or explore other investment options. He shares valuable insights on how to ...

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Jan. 30, 2025

Desperate for tax relief? Why are some solutions worse than the probl…

Are you feeling overwhelmed by tax debt and unsure who to trust for help? This episode dives deep into the risks of falling for too-good-to-be-true tax relief schemes that can actually worsen your situation. Host Ralph Estep ...

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Jan. 29, 2025

Wait, what are estimated taxes and do I actually have to pay them?

Feeling overwhelmed by taxes is a common experience, especially when it comes to estimated taxes. Ralph Estep Jr. addresses this critical topic by breaking down what estimated taxes are, who needs to pay them, and how to avoi...

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Jan. 28, 2025

How much money could you save by managing your credit like a Pro?

Feeling frustrated by high interest rates or the embarrassment of being denied credit? You're not alone, and today we’re diving into the world of credit monitoring services, exploring how managing your credit like a pro can s...

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Jan. 27, 2025

Locked out of E-filing? The secret PIN that changes everything

Are you feeling overwhelmed by the prospect of tax identity theft and the vulnerability that comes with filing your taxes? Ralph Estep tackles this pressing concern head-on, sharing powerful strategies to secure your financia...

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Jan. 26, 2025

Why Don't I Feel Close to God Anymore?

Feeling spiritually empty despite business success is a struggle many Christian entrepreneurs face, and this episode dives deep into that very challenge. Ralph Estep Jr. shares his personal journey of reconnection with God an...

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Jan. 25, 2025

Is ID.me the Future of Digital Identity, or a Privacy Nightmare?

Join Ralph Estep, Jr. as he tackles pressing financial concerns, including how to safeguard your personal information online and navigate the murky waters of IRS scams. This episode highlights the importance of vigilance in p...

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Jan. 24, 2025

Why Are New Car Owners Most at Risk for This Insurance Nightmare?

Navigating the aftermath of a car accident can be daunting, especially when you find yourself facing a financial gap due to depreciation. Ralph Estep Jr. tackles this critical issue by discussing the importance of gap insuran...

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Jan. 23, 2025

Is Your Old Filing Status Stealing Your Tax Refund?

Are you potentially leaving thousands of dollars on the table due to a simple checkbox on your tax return? Discover how a single oversight can cost you dearly, as Ralph Estep Jr. shares the gripping story of Michelle, a widow...

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Jan. 22, 2025

Can Spending More on Healthcare Now Actually Save You Thousands Later…

Are you tired of feeling trapped by rising medical bills? Ralph Estep Jr. sits down with Dr. Alex Watson from Admire Medical to explore how preventive healthcare can transform your financial future. They discuss the concept o...

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Jan. 21, 2025

Tax Identity Theft: Is Someone Filing Returns in Your Name?

Tax identity theft can be a devastating blow to your finances, leaving you feeling violated and overwhelmed. Today, we dive deep into this pressing issue, sharing practical steps you can take to protect yourself and your fami...

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Jan. 20, 2025

Does Saving for Emergencies Mean We Don't Trust God?

Feeling guilty about having an emergency fund? You’re not alone. Many people wrestle with the idea that saving money might indicate a lack of trust in God. Ralph addresses this struggle head-on, sharing his personal journey f...

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Jan. 19, 2025

How do I find peace with God?

How do you find genuine peace with God amidst the chaos of financial success? This episode delves into the transformative journey of individuals like Michael, who, despite achieving impressive business milestones, grapple wit...

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Jan. 18, 2025

Help! I Just Got a 1099 - What Is It and What Do I Do Now?

Are you feeling overwhelmed by tax obligations as a freelancer? This episode dives into the concerns of Angie's journey as a new freelance graphic designer facing the anxiety of tax responsibilities, particularly after receiv...

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Jan. 17, 2025

How do I teach my children about biblical money principles?

Are you worried your children might repeat the same financial mistakes you made growing up? Ralph Estep Jr. addresses this common concern by sharing effective strategies for teaching children biblical money principles that ca...

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Jan. 16, 2025

Do I have to pay taxes when I sell my home?

Are you worried about a hefty tax bill after selling your home? Ralph Estep Jr. addresses this common concern by sharing the inspiring story of his client, Patrick, who transitioned from panic to peace upon discovering the tr...

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Jan. 15, 2025

I spent too much at Christmas - how do I pay down my credit card debt?

Are you struggling with the financial aftermath of holiday spending? Ralph Estep Jr. shares the inspiring story of Henry, who turned his $10,000 credit card debt into a debt-free success in just ten months. This episode delve...

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Jan. 14, 2025

What is a tax refund loan and why are they such a terrible idea?

Are you considering a tax refund loan because of urgent financial needs? Before you take that leap, it's crucial to understand why these loans can be a costly mistake. Host Ralph Estep Jr. dives deep into the predatory nature...

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