In this video, Ralph addresses a common question about whether it's better to use tax software to save money. He shares a story of a client who missed out on over $3400 in refunds by using tax software, highlighting the limitations of software in identifying potential deductions. Ralph emphasizes the…
Life's financial ups and downs aren't setbacks, they're steps of preparation. Your experience, even in challenging times, shapes your path forward. Recognize that every season, whether difficult or prosperous, equips you for the future. #FinancialGrowth #Preparation #FaithInFinance #OvercomingChallenges
Continuous growth is about more than just numbers—it's about aligning your financial education with your spiritual journey. Seek mentorship from those who’ve found the balance and watch how faith and finances can work together to transform your life. #FaithAndFinance #GrowthJourney #SpiritualDevelopment #FinancialSuccess
Struggling to balance saving money with trusting God? In this episode of the Ask Ralph Show, Ralph answers a question from Michael, who wonders if financial planning shows a lack of faith. Ralph shares his own journey through financial challenges and explains how wise stewardship can honor God. Using Matthew…
When wealth brings doubt, remember it's about faithful stewardship, not the amount. Trust in God's purpose and guide your resources with intention. #FaithfulStewardship #GodsPlan #FinancialPeace #BiblicalWisdom
Tax season got you stressed? 😩 Not anymore! ✨ One simple trick to conquer tax time: start EARLY! @askralphpodcast
Each day, reflect and journal three ways you saw God working in your business. Remember, your business is more than just profits—it’s about making a difference while honoring God’s purpose. #PurposeDrivenBusiness #FaithInEntrepreneurship #GodsWorkInBusiness #JournalOfFaith
Every morning, dedicate the first 15 minutes to prayer and scripture reading before checking your emails. A great way to center your mind and spirit as you begin your day. #MorningDevotion #PrayerFirst #ScriptureReading #FaithOverEmails #DailySpiritualGrowth
Connect with Christian entrepreneur prayer groups, create your own, and seek a spiritual mentor who integrates faith and business successfully. Regular accountability check-ins with fellow Christian business owners can encourage and support your journey. #ChristianEntrepreneurship #FaithInBusiness #Accountability #SpiritualMentorship #BusinessWithPurpose
Feeling unfulfilled despite financial success? In this episode of the Ask Ralph Show, Ralph shares the inspiring story of David, a successful business owner who found true purpose by incorporating faith into his work. Ralph explores how chasing wealth alone can leave a void and offers practical steps to align…
Maximize Your Tax Savings: Choosing the Right Filing Status Discover the importance of selecting the correct tax filing status and how it can save you money. This video explains the different statuses including single, married filing jointly, married filing separately, head of household, and qualifying widower, and how each can…
Maximize Your Tax Savings: Choosing the Right Filing Status Discover the importance of selecting the correct tax filing status and how it can save you money. This video explains the different statuses including single, married filing jointly, married filing separately, head of household, and qualifying widower, and how each can…
Freelancing can be complex, especially when it comes to taxes. Don’t go it alone—seek professional help! A tax expert experienced with freelancers can guide you and set up a proper bookkeeping system. Need assistance? Visit askralph.com and let’s chat—peace of mind is just a call away. #FreelancerTips #TaxHelp #Bookkeeping
Feeling overwhelmed by taxes as a freelancer or single parent? In this episode of the Ask Ralph Show, Ralph tackles pressing financial questions with biblical wisdom and practical advice. He shares Angie’s story, a freelance graphic designer struggling to manage her 1099 tax responsibilities, and offers simple steps to ease…
Mixing personal and business finances is a recipe for stress. Open a separate business bank account to simplify taxes, track expenses, and be prepared if the IRS comes knocking. Keep it clean, keep it simple, and keep your peace of mind. #BusinessTips #AuditReady #FinancialOrganization
Avoid tax season stress by setting aside 25–35% of your income in a dedicated savings account. Every time you get paid, stash away that percentage for taxes—it’s a simple habit that saves you big headaches later. Stay prepared, stay stress-free! #TaxTips #FinancialPlanning #StayPrepared
Essential Tips for Organizing Financial Records Before Tax Season In this video, learn how to avoid stress during tax season by organizing your financial records efficiently. Discover simple systems for tracking your income, deductions, and business expenses. Get expert advice on preserving paper receipts by taking photos and setting aside…
Concerned about raising financially wise kids in a materialistic world? In this episode of the Ask Ralph Show, Ralph responds to a heartfelt letter from Ingrid, a single mom worried about her daughter’s growing focus on material things. Ralph shares practical strategies for teaching children biblical money principles like earning,…
Start early with simple tools like a piggy bank and an allowance system. Connect chores to earnings to teach the value of hard work, saving, and mindful spending. Small steps now can build big financial habits later! #FinancialEducation #KidsAndMoney #ParentingTips #EarlyLearning
Use real-life examples to explain debt and interest. Show them how a mortgage works and discuss its long-term impact. Many teens are unaware of these concepts—empower them with knowledge to make informed decisions! #DebtEducation #TeenFinance #ParentingTips #FinancialLiteracy
Connect your kids with causes they care about and do volunteer projects together. Share your own giving stories and explore community needs. Teaching generosity is a powerful way to instill biblical financial principles! #TeachingGenerosity #FamilyGiving #BiblicalPrinciples #ParentingTips #FinancialLiteracy
Essential Tax Tip: Keep Business and Personal Expenses Separate In today's tax tip, learn the critical importance of keeping your business and personal expenses entirely separate to save money and avoid trouble with the IRS. Discover why having dedicated business checking accounts and credit cards, and maintaining digital records for…
A 1031 exchange lets real estate investors reinvest in similar properties without paying capital gains tax—at least on the federal level. However, state taxes vary; some states may withhold taxes at settlement. File those returns! #1031Exchange #RealEstateInvesting #TaxTips #CapitalGainsTax
Selling your home? Don’t let a mistake in capital gains calculations cost you thousands. Without proper receipts or guidance, you might assume the worst—and pay it too. Let’s ensure your hard-earned equity stays in your pocket. #HomeSelling #TaxTips #CapitalGainsTax #RealEstatePlanning
