Feeling overwhelmed by your finances? In this episode, Ralph dispels the myth that budgeting is about depriving yourself, and instead introduces his '3P Plan' for budgeting: Plan, Prioritize, and Practice. He shares personal anecdotes about his own budgeting struggles, responds to a listener's question about feeling like a failure at…
You don’t need to hide your fear—God already knows and He cares. 1 Peter 5:7 reminds us to cast all anxiety on Him. Start with just 2 minutes of prayer. #FaithAndFinances #AskRalphShow #DailyPrayer #LetGoLetGod
Feeling burdened by financial stress? In this episode of Ask Ralph, we address the deep emotional and spiritual toll of financial anxiety. Ralph reads a heartfelt question from Lisa, who struggles to focus on her faith due to money worries. He shares practical steps guided by faith to alleviate stress,…
Are you ready to finally break the paycheck-to-paycheck cycle? This live show is your roadmap to financial freedom! Ralph and guest Craig get real about the struggles, the root causes, and the practical solutions. Learn how to take control of your money, reduce stress, and build a future where you…
Feeling down and turning to retail therapy? Proverbs 21:17 warns us—desire-driven spending leads to trouble. Choose wisdom over impulse. #FaithAndFinances #FinancialWisdom #SmartMoneyMoves #AskRalphShow #EmotionalSpending #BibleMoneyTips #SpendWithPurpose
In this episode of the Ask Ralph Show, Ralph addresses the common struggle of living paycheck to paycheck despite earning a decent income. He explores the hidden reasons behind financial challenges, such as lifestyle creep and emotional spending. Ralph emphasizes the importance of distinguishing between needs and wants and aligning…
We all make money mistakes—but staying stuck in shame won’t help. Track every expense this week to build awareness and take control. #FaithAndFinances #FinancialWisdom #SmartMoneyMoves #AskRalphShow #TrackYourSpending #FinancialAwareness
Feel like you're running but not getting anywhere? In this episode of the Ask Ralph Show, Ralph delves deep into the illusion of financial stability many feel while living paycheck to paycheck. He responds to a heartfelt message from Sarah about the exhaustion this cycle brings and offers actionable steps…
That shiny new car? It won’t stay spotless for long. Real value isn’t in what we drive or own—it’s in what lasts. Let’s stop measuring worth by temporary things. #FaithAndFinances #AskRalphShow #BiblicalWisdom #ChristianFinance #EternalPerspective #godlywisdom
In this episode of The Ask Ralph Show, Ralph and Craig explore 11 surprising truths the Bible reveals about wealth. They tackle common misconceptions, such as the idea that money is inherently evil or a surefire sign of God's blessing. Key topics include the dangers of loving money, the importance…
Want real peace in your finances? It starts here: God owns it all. Shift from stress to stewardship and trust in His provision. #FaithAndFinances #AskRalphShow #SmartMoneyMoves #ChristianFinance #BiblicalStewardship #FinancialWisdom
Are you struggling to find peace with your finances? In this episode of Ask Ralph, host Ralph Estep Jr., the financial evangelist, addresses the vital question of how to trust God with your monetary worries. Through listener questions, biblical teachings, and practical steps, Ralph guides viewers on how to shift…
Saving isn’t about fear—it’s about trusting God, building peace of mind, and being ready to bless others. Start your plan today. #faithandfinances #askralphshow #financialwisdom #christianfinance #peaceofmind
Are your finances causing you stress? In today’s episode of the Ask Ralph Show, Ralph Estep Jr. shares a biblically grounded financial plan designed to bring you freedom and stability. Dive deep into principles of Christian stewardship, tithing, and budgeting while aligning your money management with God’s wisdom. Ralph provides…
Even with a $200K salary, poor money management keeps people stuck. Learn how to build a solid foundation rooted in faith and wise stewardship. #FaithAndFinances #SmartMoneyMoves #AskRalphShow #FinancialWisdom #BudgetTips #Stewardship
In this episode of the Ask Ralph Show, host Ralph Estep Jr. addresses the exhaustion and frustration of living paycheck to paycheck. Rooted in Christian principles, Ralph provides actionable steps to build a solid financial foundation. He encourages listeners to view finances through the lens of stewardship, as resources given…
Financial peace doesn’t happen overnight. But with faith, daily growth, and God’s guidance, confidence is possible. Trust His plan. #FaithAndFinances #FinancialWisdom #AskRalphShow #ChristianMoneyTips #personalfinancetips #godlywisdom
Feeling overwhelmed by finances? You're not alone. In this episode of the Ask Ralph Show, financial evangelist Ralph tackles the critical topic of rebuilding financial confidence from a Christian perspective. Ralph shares seven actionable daily steps rooted in biblical principles to help Christians regain control of their finances. From prayer…
Are you ready to have your perspective on money completely transformed? 🤔 Join Ralph LIVE as we dive deep into the Bible to uncover 11 surprising truths about wealth that you've probably never heard before! 🤯 We're going beyond the usual "money is the root of all evil" clichés and…
Struggling to save? Automating even $20 per paycheck can build momentum and remove stress. Start small, stay consistent—your future self will thank you! #MoneyTips #EmergencyFund #SmartMoneyMoves #AskRalphShow #SavingHabits #FinancialWisdom
Financial evangelist Ralph addresses the importance of building an emergency fund and offers practical, faith-based steps to overcoming financial challenges. He discusses why people struggle to start saving and answers Gina's listener question about breaking the cycle of paycheck-to-paycheck living. Ralph provides five actionable tips: acknowledging God's ownership, setting realistic…
Facing IRS debt because of your spouse’s mistakes? Innocent Spouse Relief could help! Learn how filing Form 8857 might protect you. #IRSHelp #TaxRelief #FinancialWisdom #AskRalphShow #TaxDebtSolutions
In this episode of the Ask Ralph Show, Ralph addresses a listener's urgent question about saving his mother from a $200,000 IRS debt incurred by his father. Ralph delves deep into the concept of innocent spouse relief, explaining the legal and financial aspects and providing actionable steps for protection. He…
Your paycheck is more than just income—it’s a tool for impact. Proverbs 19:17 reminds us that giving to the poor is lending to the Lord. Use your work to serve! #FaithAndFinances #FinancialWisdom #GodlyWisdom #AskRalphShow #PurposeDrivenWork #GiveBack