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Episodes

March 31, 2024

Intentionally Choosing Christ

Feeling disconnected from your spiritual journey? Join Ralph Estep, Jr., as he delves into practical ways to recenter our lives on Christ. Ralph gives action steps to encourage your intentionally choosing Christ.

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March 30, 2024

Insightful Chat about Financial Literacy with Dr. Christopher Loo

DIVE INTO FINANCIAL LITERACY - In this thought-provoking podcast episode, Ralph Estep, Jr., and Dr. Christopher Loo talk about financial literacy and its impact on our lives. Discover how to empower yourself financially.

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March 29, 2024

Why it's vital to keep business and personal finances separate

Are your personal and business finances mixed up? It's time to make a change! Join Ralph Estep Jr., as he shares actionable steps to divide your money, protect your assets, and avoid. How to keep personal finances separate.

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March 28, 2024

Death and Taxes

Dealing with taxes after a loved one's passing? Let's navigate this together! Join Ralph Estep, Jr., as he breaks down death and taxes and provides a roadmap for managing the process during this emotional time.

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March 27, 2024

Advertising Fails and Mishaps

Ever seen a business ad that left you scratching your head? Join Ralph Estep, Jr., as he explores advertising fails and mishaps. Listen in for a good laugh and some key takeaways!

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March 26, 2024

Taxation of Cryptocurrency

Curious about how to navigate cryptocurrency taxes? Join Ralph Estep, Jr., as he breaks down everything you need to know about taxation of cryptocurrency.  From key definitions to tax strategies, we've got you covered. Tune in for expert advice..

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March 25, 2024

5 Ways to Payoff Credit Cards

Struggling with credit card debt? Join Ralph Estep, Jr., as he shares 5 practical steps to help you conquer and payoff credit cards for good!  Please share our Podcast with all your friends and family!

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March 24, 2024

Give it over to God

Feeling overwhelmed with finances? Our podcast episode "Give it over to God" provides a roadmap to align your financial goals with God's purpose. Take the first step towards financial freedom today! Please share our Podcast with all your friends...

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March 23, 2024

Deciphering Reverse Mortgages

Considering a reverse mortgage? Our latest episode dives deep into the pros, cons, and steps to take before making this financial decision. Join Ralph Estep Jr, as he works on deciphering reverse mortgages.

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March 22, 2024

Medical Expense Deductions

Unraveling the mystery of medical expense deductions! Join Ralph Estep, Jr., as he breaks down what you can and can't deduct on your taxes.  Please share our Podcast with all your friends and family!

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March 21, 2024

Correcting Tax Errors

Did you make a mistake on your tax return? Don't worry, it happens to the best of us. Join Ralph Estep, Jr., as he discusses correcting tax filing errors and getting penalties removed.

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March 20, 2024

Ridiculous Business Expenses

Curious about the most ridiculous business expenses people have tried to deduct? Join Ralph Estep, Jr., as he uncovers some jaw-dropping stories and practical tax tips!

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March 19, 2024

Technology Transforming Finance

Ready to navigate the brave new world of digital money and high-tech finance? Join Ralph Estep Jr., as he reviews technology transforming personal finance. From AI-powered financial assistants to immersive shopping and crypto trends.

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March 18, 2024

Private Mortgage Insurance

Want to free up cashflow and eliminate unnecessary expenses in your mortgage payments? Listen to Ralph Estep, Jr., as he discusses Private Mortgage Insurance (PMI) to discover practical tips for getting rid of this costly add-on. Save thousands...

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March 17, 2024

Healing Your Finances

Ready to transform your financial situation in Jesus' name? Join Ralph Estep, Jr., as he dives into the power of faith and biblical principles for healing your finances. Ralph provides actionable, biblical based steps to heal your finances.

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March 16, 2024

New Employee versus Independent Contractor Rule Effective March 11

Join us on the Ask Ralph Show as we unravel the Employee versus Independent Contractor dilemma in the new rules effective from March 11th, 2024! Learn how to navigate the complex world of worker classification and protect your business interests.

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March 15, 2024

Inherited IRA Rules

Exploring Inherited IRA Rules! Unravel the complexities of managing an Inherited IRA with our latest podcast episode. Learn about distribution options, tax implications, and actionable advice to optimize your inheritance.

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March 14, 2024

Simpler IRS Notices

Have you ever been puzzled by an IRS notice? Discover how the IRS has simplified their notices to make things clearer and easier for you to understand. Join Ralph Estep, Jr., as he reviews the simpler IRS notices.

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March 13, 2024

Common Money Wasters

Are your everyday expenses draining your bank account like a leaky faucet? Join Ralph Estep, Jr.,  as he reveals the secrets to identifying and battling common money wasters who may become money monsters in your budget.

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March 12, 2024

Best ToDo List

Dive into the world of to-do lists from a Christian perspective on our latest episode! Find the best todo list app and learn how to manage your time effectively and prioritize your tasks in a way that glorifies God.

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March 11, 2024

Prepaying Your Mortgage

Discover the Secrets of Prepaying your mortgage and how you can save thousands of dollars over the life of the loan and have your home paid off in far fewer years.

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March 10, 2024

Building Your House on Sand

'Building Your House on Sand,' we tackle the importance of finding true sources of security and making wise financial choices.

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March 9, 2024

Navigating Finances in Divorce

Going through a divorce can leave you feeling overwhelmed, especially when it comes to finances. Join Ralph Estep, Jr., as he offers actionable steps in navigating finances in divorce.

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March 8, 2024

The Ten Biggest Mortgage Mistakes and How to Avoid Them

The Ten Biggest Mortgage Mistakes and How to Avoid Them Looking to buy or refinance a home? Don't make these common mortgage mistakes! Join Ralph Estep, Jr., as he shares valuable tips and insights to help you navigate the mortgage maze.

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