Episodes

The Ten Biggest Mortgage Mistakes and How to Avoid Them Looking to buy or refinance a home? Don't make these common mortgage mistakes! Join Ralph Estep, Jr., as he shares valuable tips and insights to help you navigate the mortgage maze.

Attention all taxpayers! Did you know millions of people face the reality of owing money to the IRS every year? When you owe the IRS unpacks the secrets to resolving tax debt stress-free. Don't miss out on Ralph's expert advice!

Did you know that some of the most commonly believed business myths are actually holding you back?  Join Ralph Estep, Jr., as he takes a more serious tone in this episode - business myths debunked.

Curious about those little square codes that are popping up everywhere?  We dive into the world of QR codes, their origin, practical uses, and potential scams to watch out for - QR Codes Demystified and stay informed!

Find out how to make intentional choices that can lead to a more fulfilling and financially secure life. Discover 23 frugal habits that align with your values in our latest podcast episode.

Failure doesn't define us, it refines us. Join Ralph Estep, Jr., as he discusses practical steps to keeping faith in failures during challenging times. Let's rise above failures together! Please share our Podcast with all your friends and...

Navigating the maze of entrepreneurship isn't always straightforward, especially when it comes to brick and mortar businesses. It entails diving into an entirely new world, dealing with demanding customers and adjusting to fluctuating market trends.

Worried about your retirement? Don't fall for the misconceptions about social security. Join Ralph Estep, Jr., and learn the truth behind common social security myths and protect your future.

Worried about IRS audits? We've got you covered! In our latest podcast episode of the top 10 IRS Audit Flags, we spill the beans on the common mistakes that could land you in the hot seat with the IRS. Learn the secrets to protect yourself and your...

Are you ready for something different? Join me on the Ask Ralph Show as we take a break from the norm and delve into the realm of unusual business titles. From the Director of First Impressions to the Chief Listening Officer, discover the role...

Join Ralph Estep Jr., as he discusses the decision of using online tax software or accountant to handle your annual tax preparation. It explores the complexities of tax situations, the advantages of personalized advice from an accountant.

Ralph discusses the common challenge of losing motivation and passion in running a small business. He shares strategies for reigniting a passion in your business.

The episode is a reflection on the transformative power of the gift of forgiveness and the act of extending grace to others. Join Ralph Estep, Jr., as he explores how forgiveness can transform your life.

The host, Ralph, and his guest, Realtor Gina McCollum Crowder, discuss a range of topics surrounding navigating real estate sales as well as purchases.

Are you confident that your retirement plan is set up for success?  Join us on our latest episode as we debunk some common myths surrounding your 401k. Don't miss out on valuable insights that could maximize your savings! Please share our...

Thinking of doing home improvements? Want to know if you can deduct the expenses on your taxes? Join me as we uncover the truth about deducting home improvements.

In this episode of the Wacky Wednesday show, Ralph Estep, Jr., discusses bizarre and crazy tax deductions that have caused taxpayers to end up in trouble with the IRS.  Ralph highlights that while some of these cases may sound amusing, the...

In the Tuesday's technology show, Ralph Estep Jr., discusses the importance of an effective email marketing system for small businesses. He walks through the process of creating a successful system, which includes defining goals.

Join Ralph Estep Jr as he speaks about setting smart financial goals to achieve financial success. It introduces the concept of SMART goals (Specific, Measurable, Achievable, Relevant, Time-Bound) and provides examples of how to apply them to...

The Ask Ralph Sunday edition features a deep dive into the intersection of faith and finances. Ralph discusses growing in wisdom.

Understanding your constitutional rights with Rowe. Join Ralph Estep Jr., and Chris Rowe as they do a deep dive into the US Constitution and the rights afforded in this must read document.

Join Ralph Estep, Jr. as he discussed 12 Steps to Take 6 Months Before you retire and discusses the steps individuals should consider before you retire.

SEP IRAs explained in detail in this episode of the show. Join Ralph Estep, Jr., as he shows the huge tax savings of using a SEP IRA to find your retirement.

Join host Ralph Estep Jr. as he takes listeners on a journey seeking unconventional ways to spend money and invest. He shares examples of bizarre purchases such as face-shaped coins, personalized potatoes, and the 'selfie toaster'.