Episodes

Ralph Estep Jr. discusses the essential role of leveraging technology to improve customer service in any business, and how technology can enhance it. He discusses how Customer Relationship Management software, chat bots, and self-service options can effectively cater to customers.

Ralph Estep Jr advises on financing your home, discussing the pre-approval process, house hunting, applying for a mortgage and going through the underwriting procedure.

Explore the importance of living a life of integrity and honoring God's commandments in this thought-provoking episode. Learn how aligning your financial decisions with ethical practices can lead to long-term success and fulfillment.

Entrepreneur Brandon Steiner shares his insights on a game plan for success.

Ralph Estep Jr., discusses the process and benefits of converting personal vehicles to business use. He explains how this can lower taxes, provide deductions, and offers tips on documentation, deduction methods, and insurance considerations.

Ralph Estep, Jr. aims to unravel common tax jargon. He goes over terms like adjusted gross income (AGI), itemized deductions, tax brackets, tax credits, tax shelters and the standard deduction.

Ralph Estep, Jr. discusses some truly bizarre and weird side hustles. These unconventional methods of making money challenge commonly held perceptions about generating income.

Join Ralph Estep, Jr. as he discusses cybersecurity for entreprenuers and how to prevent these attacks in your business.

In this episode of the 'Ask Ralph' podcast, host Ralph Estep, Junior, discusses how overcoming the fear of failure can unlock greater levels of success in business and personal finance. He proposes eight concrete steps: embracing the unknown, weighing...

Ralph Estep Jr. explores how to find strength in times of trouble and trusting in Gods plan. He emphasizes the importance of surrendering to God's guidance, seeking his wisdom, and cultivating resilience, gratitude, and mindfulness.

In this conversation, Ralph and Professor Craig from the Live Well and Flourish podcast discuss how to capitalize on strengths and overcome weaknesses.

Learn how pass through entities like LLCs and S Corps can help lower your tax burden and protect your business. Discover the benefits and steps to create one for your business.

Ralph Estep, Jr. provides an elaborate analysis some don't miss tax credits and deductions, specifically focusing on the child tax credit, earned income tax credit, lifetime learning credit, and the residential energy efficient property credit.

This episode of the 'Ask Ralph' podcast explores the world of seemingly crazy business ideas that revolutionized industries and became incredibly successful.

The episode of Ask Ralph podcast hosted by Ralph Estep Jr., focuses on the benefits, costs, and risks associated with personal financial apps such as Mint, Personal Capital, Pocket Guard, and YNAB. The podcast describes how these apps aid in managing...

In this episode, host Ralph Estep, Jr. discusses 10 myths about retirement and debunks them. He covers topics such as the misconception that retirement means no work, the reliance on Social Security for all expenses, the importance of saving for...

Finding purpose in God's kingdom and using one's gifts explores the intersection of faith and financial prosperity, emphasizing the importance of self-reflection, utilizing one's unique gifts, and serving others.

Discover the five tax blunders that can leave you broke. Learn about accurate record keeping, tax credits, planning ahead, seeking professional help, and seizing tax-saving opportunities for your business. Achieve financial stability and growth by avoiding these blunders and making informed decisio…

In this episode of The Ask Ralph Podcast, host Ralph Estep Jr. delves into the decision of financing versus leasing when purchasing a vehicle. He explores the advantages and considerations of each option, helping listeners make an informed choice that aligns with their personal goals and financial …

In this episode of The Ask Ralph Show, host Ralph Estep Jr. explores the topic of beneficial ownership reporting, providing valuable insights into who truly owns and controls businesses. These regulations, implemented by FinCen to combat money...

Join Ralph Estep, Jr. on the Ask Ralph Show as he explores crazy tax mistakes and how to fix them.  From deducting pets as dependents to inflating charitable contributions, these stories highlight the importance of staying within tax laws....

In this episode of the 'Ask Ralph' podcast, host Ralph Estep Jr. discusses the importance of staying safe online in the digital age. He begins by asking listeners if they are confident that they are doing everything they can to protect their personal...

In this episode of Ask Ralph, the host, Ralph Estep Jr., discusses the topic of "Getting a Mortgage After Bankruptcy." He acknowledges that declaring bankruptcy can have a significant impact on one's finances, including a drop in credit score and its...

Join Ralph Estep, Jr., on today’s show where he explores the topic “Poor in Life, Rich in Spirit”: Practicing Spiritual Frugality. In our fast-paced and consumer-driven world, it's easy to get caught up in the pursuit of material wealth and possessions. However, there is a deeper spiritual dimensio…