Have you ever stopped to wonder if all your saving, planning, and investing will matter beyond this life? So many people pour their energy into retirement accounts, building financial security for the future—but few pause to ask how their money can make an eternal impact. What if the true measure…
Ever feel torn between growing your investments and staying true to your faith? The world often tells you that investing is all about chasing profits and planning for retirement decades down the road—but what if that’s only half the story? What if your investments could actually become the tool God…
Do you tithe only from your paycheck, or should you also give from your investments and financial growth? Many Christians face this question, especially when wealth can so easily become an idol instead of a tool for God’s kingdom. With giving levels low across the church, this episode challenges us…
Do you ever wonder if your investments are quietly supporting industries you’d never endorse—like gambling, alcohol, or weapons? Are you torn between growing your wealth and staying faithful to your values? Many Christians face the same frustration: wanting to be good stewards while fearing their money might be working against…
One in four Americans works with a financial advisor, and nearly 95% of those who do say it’s worth the cost. Yet many people still hesitate, believing advisors are too expensive or only for the wealthy. In this episode, Ralph Estep Jr. unpacks the real pros and cons of hiring…
Ever wonder if passive income is real or just another social media myth? While get-rich-quick promises are everywhere, the truth is many Americans already earn some form of passive income. The challenge isn’t if it works, but how to build it wisely so it creates financial freedom instead of disappointment.…
Is a piggy bank really enough to prepare your kids for the future? While it may teach the basics of saving, it won’t cover college costs, instill lasting financial wisdom, or pass on the biblical stewardship lessons they’ll need as adults. Many parents are left asking, “What’s the next step…
Most investors fall into one of two extremes. Some check their accounts every single day and live in constant anxiety. Others ignore them completely and miss critical adjustments. Both paths rob you of peace and can even hurt your returns. So what is the right rhythm? In this episode of…
“Buy low, sell high.” It’s the most common piece of investing advice you’ll ever hear—but does it actually work for regular people? Many investors sit on the sidelines waiting for the “perfect moment,” only to miss opportunities and end up frustrated. Others chase short-term wins and end up treating the…
Worried your investments aren't aligned with your values? This episode of Financially Confident Christian explores ethical investing and how to make sure your money reflects your faith. Ralph offers guidance on responsible investing, empowering you to integrate biblical investing into your financial planning. Discover how faith driven investing and biblical…
Is real estate investing for you? This episode answers a listener's question about whether to invest in rental properties or REITs, diving into the realities of property management. Learn about generating passive income through rental property investing and understand the importance of cash flow in real estate investing. Gain insights…
Is timing the stock market possible? This episode dives into a listener's question on how to invest and whether waiting for the 'perfect moment' is wise. Learn why patience and consistent investments are key in personal finance, rather than trying to time the market for short-term gains. Discover smart strategies…
Did you know that billions are lost yearly to financial scams and investment fraud? This episode covers scam prevention and ways to protect yourself from senior scams, especially bitcoin scams and ponzi scheme schemes that target seniors. Learn how to prevent fraud and safeguard your investments. In this episode, Ralph…
Is the stock market making you feel anxious? This episode addresses the emotional ups and downs of the market, offering advice on how to stay calm and grounded in your faith. Learn how to approach investing with a Christian perspective and find true financial freedom christian. Discover what the bible…
Want to strengthen your financial standing? This episode emphasizes how a positive mindset can propel you toward financial freedom. Learn how to improve your money management skills and practice faith and resilience while handling debt management as you continue your journey of spiritual growth and build financial faith. Have you…
Have you ever heard that saying, don't put all your eggs in one basket? This video explains diversification, answering a listener's question about what it really means and how to know if you are truly diversified in your investing and investment portfolio. Learn some personal finance tips and get some…
Balancing retirement with other important milestones in life can be tricky, but it's definitely achievable. Learn how to prioritize and invest for multiple goals at once, making your personal finance journey more fulfilling. Start planning today and discover the best investing for beginners strategies. In this episode, Ralph Estep Jr.,…
Imagine finding free money on the street! This short video captures that exact scenario. Like a modern-day sidewalk prophets story, it reminds us to appreciate the unexpected gifts in life and is like a love song to serendipity when people finding money. Most people think they’re “maxing out” their retirement…
Did you know your investments have a price tag on them? Many people don’t. In fact, surveys show that a huge percentage of investors either don’t realize they’re paying fees or don’t know how much they’re being charged. Even a seemingly small 1% fee can quietly eat away thousands of…
Do you ever struggle to remember to invest, even though you know you should? Discover the power of automation in your financial journey! This video explores how to automate finances, making saving money and investing a breeze. Learn valuable investing tips and set it and forget it with automatic investing…
Are you looking for ways to improve your personal finance and achieve financial freedom? This video shares simple money management and saving money tips to help you with financial planning. Start building wealth and creating a better financial future today! Do you feel stuck in the cycle of financial stress…
Ever wish investing was as simple as pushing a button? This video addresses a listener's question on the complexity of mutual funds and ETFs, offering clarity for investing for beginners. Learn the investment basics of both stocks and the stock market to help you get started. #mutualfundsforbeginners #etfinvestingforbeginners #howToInvest In…
I got this email and I said, you know what, bonds are important to understand. The video explains what is a bond, why people consider them a safe investment, and discusses the risks involved. The host breaks down how do bonds work and how they fit into your financial life…
Learn the stock market with ease! This video simplifies investing for beginners, offering a solid financial education. Understand investment strategies and improve your personal finance knowledge to confidently navigate the stock market. Do you ever feel intimidated by the word “stocks”? You’re not alone—many people instantly tune out, thinking investing…