Why Can’t We Quit Paper Checks—and Are Scammers Cashing In? Are paper checks safe? Even in today’s digital world, paper checks are still hanging on—but at what cost? While many people have shifted to online payments and bank…
Are These Common Banking Habits Draining Your Wallet? In the world of personal finance, seemingly small habits can have a significant impact on your financial well-being. Certain banking habits, often overlooked, can quietly drain your wallet witho…
Are Car Dealers Using the 4-Square Method to Outfox You? Buying a car can be an exciting experience, but it can also be stressful, especially when it comes to negotiating the price. Many car dealerships use various sales techniques to try and get t…
Is Your Credit Card Costing You More Than You Think? Credit vouchers have been around in some form since the 1800s, but plastic credit cards as we know them today have only been used since the 1960s1. In a culture that often encourages instant grat…
Are You Following the World's Wisdom or God's Wisdom in Your Finances? As Christians, we are called to a higher standard in every area of our lives, including how we handle our finances. 1 Peter 1:16 instructs us to "Be holy, because I am holy." Th…
What's Changing in Your 401(k) in 2025—and What Does It Mean for You? The new year ushered in exciting changes to 401(k) plans, thanks to the Setting Every Community Up for Retirement Enhancement (SECURE) 2.0 Act of 2022. These changes, effec…
Is the 30% Rule for Housing Costs Still Wise Today? The 30% rule has long been a cornerstone of personal finance, advising that no more than 30% of one's gross monthly income should be allocated to housing expenses. This includes rent or mortgage p…
Are You Sacrificing Your Future by Taking Social Security Too Soon? Retirement. It's a time many of us dream about – a time to relax, enjoy hobbies, and spend more time with loved ones. But with retirement come important financial decisions 1…
Are You Truly Ready to Retire, or Are These Financial Habits Holding You Back? Retirement. It's the golden dream many of us work towards for decades1. A time to finally relax, enjoy the fruits of our labor, and spend our days pursuing passions and …
What Happens to Your Debt When You're No Longer Here? Imagine this: you've just lost a loved one, and amidst the grief and emotional turmoil, you're suddenly faced with the daunting task of sorting through their finances. To your surprise, you disc…
